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- W2916406035 abstract "This paper challenges widespread preconceptions about cryptocurrencies and other crypto assets. They are not monetary tokens or objects but accounting entries (like deposit money and custodian bank security accounts). Their innovation is not ‘decentralisation’ but use of single (rather than multiple) ledgers; automated secure transfer; and potential anonymity. This has practical implications: (i) crypto assets require no new framework of law and regulation with AML rules applying directly to crypto institutions (ii) ‘CBDC’ or central bank account money already exists, the policy issues are (a) who may directly or indirectly hold central bank accounts? (b) what mechanisms should identify holders?" @default.
- W2916406035 created "2019-03-02" @default.
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- W2916406035 date "2018-01-01" @default.
- W2916406035 modified "2023-09-23" @default.
- W2916406035 title "Argument by False Analogy: The Mistaken Classification of Bitcoin as Token Money" @default.
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- W2916406035 doi "https://doi.org/10.2139/ssrn.3290325" @default.
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