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- W2944528790 abstract "This study used the 2016 Survey of Consumer Finances ( SCF ) and focused on whether holding different types of loans influenced debt delinquency among Millennial and non‐Millennial households. When the total sample was analyzed, there was a difference in debt delinquency between the two groups, and holding different types of loans was associated with debt delinquency. In subsample models, the logistic results showed that while auto loans’ effect on debt delinquency was negative, student loans and other installment loans’ effects on debt delinquency were positive for both groups. In addition, Millennials who held housing loans were less likely to be delinquent on debt payments overall. These findings have implications for debt management education and attention from policymakers in assisting households with a debt burden." @default.
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- W2944528790 date "2019-05-10" @default.
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- W2944528790 title "Loan Type and Debt Delinquency among Millennial and Non-Millennial Households" @default.
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- W2944528790 doi "https://doi.org/10.1111/fcsr.12315" @default.
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