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- W295857769 abstract "This paper studies the impact of credit officers on the performance of microcredit loans. We estimate a structural model of credit provision with costly verification state in which the ability of the credit officer is considered explicitly, using data from Vivacred a Brazilian NGO. Our results suggest that (i) there is substantial heterogeneity among credit officers in the sample; (ii) the ability of credit officers has a measurable effect on the loan success; and (iii) the ability is correlated with experience." @default.
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- W295857769 date "2009-01-01" @default.
- W295857769 modified "2023-09-27" @default.
- W295857769 title "The role of credit officers in the performance of microcredit loans: evidence from Vivacred in Brazil" @default.
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