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• W2965663235 abstract "Background Pediatric subspecialty fellows face unique financial challenges, including significant educational debt, delayed retirement savings, and in many subspecialties, relatively lower future incomes. There are no data regarding the financial knowledge, attitudes, and behaviors of pediatric fellows. Using Bandura's social cognitive theory as a conceptual framework, we hypothesized that pediatric fellows would have low financial literacy and lack physician role models and self-efficacy in terms of managing finances. Objective To measure the financial attitudes, knowledge, and self-reported behaviors of pediatric fellows. Design/Methods In August 2018, an IRB-approved survey was administered to pediatric fellows at Stanford and University of California, San Francisco. This 52-item survey included a 20 question test of financial literacy (adapted from the Vanguard Financial Literacy Test) as well questions regarding respondent demographics, financial attitudes, and self-reported financial behaviors. Results 101 of 176 (57%) eligible pediatric fellows responded. 56% of respondents had student loans with 61% of those carrying debt burdens of more than $100,000. The median score on the financial literacy test was 35% (IQR 25-45%, range 0-75%), below the 40% average score for the general population. 14% of respondents were satisfied with their financial knowledge, with 77% dissatisfied or extremely dissatisfied. 79% had begun saving for retirement but only 28% had a savings target. Only 50% felt capable of managing their own finances and 88% reported insufficient physician role models for personal finances. 26% of respondents reported receiving financial education during medical training while 90% agreed that such education should be part of the core curriculum during medical training. Conclusion Pediatric fellows have low financial literacy and many do not feel capable of managing their own finances. Few have received any formal financial education although the vast majority feel that such education should be included during medical training. A curriculum on personal finances should be developed and its efficacy assessed." @default.
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• W2965663235 date "2019-08-01" @default.
• W2965663235 modified "2023-09-23" @default.
• W2965663235 title "65. ARE PEDIATRIC FELLOWS FINANCIALLY LITERATE?" @default.
• W2965663235 doi "https://doi.org/10.1016/j.acap.2019.05.079" @default.
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