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- W2969180434 abstract "Abstract This chapter uses a unique data set to answer some fundamental questions that have not been fully addressed before. Specifically, it provides a summary of spending patterns of US consumers derived from de-identified Chase data. The primary purpose is to help refine the assumptions that multiple stakeholders use related to saving for and living in retirement. To do this, we will provide insights related to important questions that underlie retirement planning assumptions. How much does real spending tend to increase or decrease over the life cycle? How does spending change in the transition phase immediately before and after retirement? When do people retire? Do most households retire suddenly or do they have a transition phase? We explore these questions, provide a description of the data used in our analysis, and outline implications for employers and firms that provide financial planning." @default.
- W2969180434 created "2019-08-22" @default.
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- W2969180434 date "2019-01-01" @default.
- W2969180434 modified "2023-09-23" @default.
- W2969180434 title "Spending to and through retirement" @default.
- W2969180434 doi "https://doi.org/10.1016/b978-0-12-813524-2.00007-x" @default.
- W2969180434 hasPublicationYear "2019" @default.
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