Matches in SemOpenAlex for { <https://semopenalex.org/work/W2969657600> ?p ?o ?g. }
Showing items 1 to 78 of
78
with 100 items per page.
- W2969657600 abstract "The credit data of small enterprises are imbalanced, which leads to the failure of the general classification models in predicting the credit performance directly. In order to reduce the negative impact of imbalanced data set on model, we construct a credit rating model based on K-XGBoost from the perspective of a hybrid model, which is a new hybrid model proposed by this paper combining the advantages of both KMeans++ and XGBoost. And we construct XGBoost credit rating models based on SMOTE series algorithms from the perspective of random oversampling. According to empirical analysis, the indicators of K-XGBoost model are superior to the XGBoost model of dataset balanced by the Borderline SMOTE algorithm, and can reduce the unnecessary costs by accelerating modeling.In order to meet the needs of commercial banks for risk control and market share, we construct a three-class credit rating model based on XGBoost, which divides customers into stable good customers, unstable good customers and bad customers. When the loan policy is tightened, only stable customers will be the target customer group. Empirical research shows that the above three models have good performance and strong generalization ability." @default.
- W2969657600 created "2019-08-29" @default.
- W2969657600 creator A5045218326 @default.
- W2969657600 date "2019-07-01" @default.
- W2969657600 modified "2023-10-14" @default.
- W2969657600 title "Credit Risk Prediction in an Imbalanced Social Lending Environment Based on XGBoost" @default.
- W2969657600 cites W1975412991 @default.
- W2969657600 cites W2148143831 @default.
- W2969657600 cites W2592842236 @default.
- W2969657600 cites W3102476541 @default.
- W2969657600 cites W4214717370 @default.
- W2969657600 doi "https://doi.org/10.1109/bigdia.2019.8802747" @default.
- W2969657600 hasPublicationYear "2019" @default.
- W2969657600 type Work @default.
- W2969657600 sameAs 2969657600 @default.
- W2969657600 citedByCount "11" @default.
- W2969657600 countsByYear W29696576002021 @default.
- W2969657600 countsByYear W29696576002022 @default.
- W2969657600 countsByYear W29696576002023 @default.
- W2969657600 crossrefType "proceedings-article" @default.
- W2969657600 hasAuthorship W2969657600A5045218326 @default.
- W2969657600 hasConcept C10138342 @default.
- W2969657600 hasConcept C105795698 @default.
- W2969657600 hasConcept C119857082 @default.
- W2969657600 hasConcept C120936955 @default.
- W2969657600 hasConcept C12267149 @default.
- W2969657600 hasConcept C124101348 @default.
- W2969657600 hasConcept C134306372 @default.
- W2969657600 hasConcept C144133560 @default.
- W2969657600 hasConcept C154945302 @default.
- W2969657600 hasConcept C177148314 @default.
- W2969657600 hasConcept C178350159 @default.
- W2969657600 hasConcept C182306322 @default.
- W2969657600 hasConcept C197323446 @default.
- W2969657600 hasConcept C199360897 @default.
- W2969657600 hasConcept C2776257435 @default.
- W2969657600 hasConcept C2777764128 @default.
- W2969657600 hasConcept C2780801425 @default.
- W2969657600 hasConcept C33923547 @default.
- W2969657600 hasConcept C41008148 @default.
- W2969657600 hasConcept C76155785 @default.
- W2969657600 hasConceptScore W2969657600C10138342 @default.
- W2969657600 hasConceptScore W2969657600C105795698 @default.
- W2969657600 hasConceptScore W2969657600C119857082 @default.
- W2969657600 hasConceptScore W2969657600C120936955 @default.
- W2969657600 hasConceptScore W2969657600C12267149 @default.
- W2969657600 hasConceptScore W2969657600C124101348 @default.
- W2969657600 hasConceptScore W2969657600C134306372 @default.
- W2969657600 hasConceptScore W2969657600C144133560 @default.
- W2969657600 hasConceptScore W2969657600C154945302 @default.
- W2969657600 hasConceptScore W2969657600C177148314 @default.
- W2969657600 hasConceptScore W2969657600C178350159 @default.
- W2969657600 hasConceptScore W2969657600C182306322 @default.
- W2969657600 hasConceptScore W2969657600C197323446 @default.
- W2969657600 hasConceptScore W2969657600C199360897 @default.
- W2969657600 hasConceptScore W2969657600C2776257435 @default.
- W2969657600 hasConceptScore W2969657600C2777764128 @default.
- W2969657600 hasConceptScore W2969657600C2780801425 @default.
- W2969657600 hasConceptScore W2969657600C33923547 @default.
- W2969657600 hasConceptScore W2969657600C41008148 @default.
- W2969657600 hasConceptScore W2969657600C76155785 @default.
- W2969657600 hasLocation W29696576001 @default.
- W2969657600 hasOpenAccess W2969657600 @default.
- W2969657600 hasPrimaryLocation W29696576001 @default.
- W2969657600 hasRelatedWork W2045516668 @default.
- W2969657600 hasRelatedWork W2336631262 @default.
- W2969657600 hasRelatedWork W2369643995 @default.
- W2969657600 hasRelatedWork W2946288097 @default.
- W2969657600 hasRelatedWork W2969657600 @default.
- W2969657600 hasRelatedWork W3080352566 @default.
- W2969657600 hasRelatedWork W4211021616 @default.
- W2969657600 hasRelatedWork W2181791957 @default.
- W2969657600 hasRelatedWork W2747166715 @default.
- W2969657600 hasRelatedWork W2906315723 @default.
- W2969657600 isParatext "false" @default.
- W2969657600 isRetracted "false" @default.
- W2969657600 magId "2969657600" @default.
- W2969657600 workType "article" @default.