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- W2969800085 abstract "We exploit a reform in the Finnish public pension system in 2005 to study the effect of financial incentives (wealth effect and substitution effect) and relabeling of pensions on retirement decisions. These effects are distinguishable in the reform due to a heterogeneous, although correlated, impact of the reform on individuals. Relabeling in the reform means renaming the pension type from early retirement to full retirement based on age. Incentives were affected as a function of age and accrual-to-earnings ratio. Wefind that all three effects played a role. We show that the relabeling alone explains mostof the immediate behavioral impact of the reform." @default.
- W2969800085 created "2019-08-29" @default.
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- W2969800085 date "2019-06-06" @default.
- W2969800085 modified "2023-09-27" @default.
- W2969800085 title "The Effect of Relabeling and Incentives on Retirement : Evidence from the Finnish Pension Reform in 2005" @default.
- W2969800085 hasPublicationYear "2019" @default.
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