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- W2972563515 abstract "Purpose - The main purpose of this study is to investigate bank customers' perception with regard to the pricing issuesof Islamic financing products in EasternMalaysia. The study is intended to extend the work by Rosly (1999), Abdullah and Dusuki (2006), and a more recent study by Amin (2008). Rationality, these studies provide a research background with regard to the pricing issues in Islamic banking, not only in Islamic financing products but also to Islamic deposit products. Design/methodology/approach - The data for the research were collected using selfadministeredquestionnaires. A total of 400 questionnaires were distributed, and finalIy only 362 questionnaires were usable for the analysis purposes. The data were analyzed using Statistical Package for Social Science (SPSS) 17. Findings - All of the research objectives, certainly, were tested using survey data. Surprisingly, the majority of the respondents were of the opinion that Islamic financing products werenot that of expensive as what was argued by previous works relevant to the pricing of Islamic financing products. On the other hand, there were also a number of respondents were still not clear about the pricing of Islamic financing products as proven to their responds to Islamic home financing, Islamic personal financing, Islamic car financing and Islamic credit card. It is therefore important to inculcate adedicated support and further education to public with regard to the pricing concernin these products, which should be consistently and continuously done by Islamicbank managers in order to improve the pricing image of Islamic banking institutionsin the eyes of bank customers. Research limitations/implications - The limitation ofthe study is the narrow focus on two cities in addition to the limited variables used inthe research instrument. Notwithstanding, the research is important to provideinsights on the pricing issues oflslamic financing products. The findings of this studyshed some lights on the bank customers' perception level of Islamic financingproducts. Originality/value- This research is the first of its kind that examined bankcustomers' perception with regard to the pricing issues in Islamic financing products,which has limited previously been investigated" @default.
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- W2972563515 date "2009-01-01" @default.
- W2972563515 modified "2023-09-27" @default.
- W2972563515 title "Customers' perception of Islamic Financing products pricing in Eastern Malaysia: an empirical investigation" @default.
- W2972563515 hasPublicationYear "2009" @default.
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