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- W2989967016 abstract "India’s growth is helped by inward remittances (REM) from its overseas migrants through augmentation of its real resources. For three years in succession, India has been the largest recipient of REM amongst the developing countries. In 2018, India’s REM was estimated to be US$79.5 billion, followed by China (US$67.4 billion), and Mexico and the Philippines, both receiving US$33.7 billion. Besides adding to foreign exchange reserves, REM contributes to alleviation of poverty by supplementing the recipient households’ incomes and increasing their consumption levels. India’s ongoing efforts for promoting financial inclusion of the hitherto bypassed sections of community in rural and other inaccessible parts, hitherto neglected by the urban-based banking institutions, are now being facilitated by the fast spread of information and communication and technology (ICT). Financial inclusion through mobile money and other new products has contributed to financial sector development (FSD), enabling the remittance recipients to deposit their savings in and borrow from banks for investments in housing and mini- and microenterprises. An econometric investigation with a focus on the role of ICT as a contingency factor during a 28-year period of 1990 to 2017 reveals that REM and ICT are essential drivers of India’s output growth. Further, the interaction variable, the product of ICT and FSD, is found to have a positive sign, confirming the existence of a complementary relationship between FSD and ICT in the REM and growth nexus." @default.
- W2989967016 created "2019-12-05" @default.
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- W2989967016 date "2019-11-18" @default.
- W2989967016 modified "2023-09-26" @default.
- W2989967016 title "Information and Communication Technology as a Contingent Factor in India’s Economic Growth–Remittances Nexus" @default.
- W2989967016 cites W2736333651 @default.
- W2989967016 doi "https://doi.org/10.1201/9780429280818-5" @default.
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