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- W2996657826 abstract "Lenders employ AI and algorithms in analyzing the potency for loan advancement. AI and algorithms are seen as efficient, and banks seem to be adopting or exploring the AI applications and algorithms to manage risk and cut bottom line cost, thus replacing costly, laborious, and repetitive activities along the value chain. The chapter offers practical solution to the practitioners and stakeholders on identifying customers associated with consumer risky default behaviors. It then advises on how to deal with these issues and what banks should employ to curb risky borrowing behavior." @default.
- W2996657826 created "2019-12-26" @default.
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- W2996657826 date "2020-01-01" @default.
- W2996657826 modified "2023-09-27" @default.
- W2996657826 title "Employing Artificial Intelligence and Algorithms in the Digital Lending Industry" @default.
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- W2996657826 doi "https://doi.org/10.4018/978-1-7998-2398-8.ch003" @default.
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