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- W2999973732 abstract "The purpose of the article is to identify factors affecting the willingness to take loans and credits for consumption by households and to verify the validity of using the probit model with random effects. Based on the analysis of data from the Social Diagnosis survey, it is found which determinants influence the analyzed phenomenon. The conclusions from the analysis clearly indicate the appropriateness of using the panel data structure in modeling, which allows to specify the unobservable effects of individual analyzed households." @default.
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- W2999973732 date "2019-10-01" @default.
- W2999973732 modified "2023-09-26" @default.
- W2999973732 title "MIKROEKONOMETRYCZNE MODELOWANIE ZAWIERANIA UMÓW KREDYTOWYCH NA CELE KONSUMPCYJNE" @default.
- W2999973732 doi "https://doi.org/10.22630/mibe.2019.20.2.10" @default.
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