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- W3000439162 abstract "The world economy experienced a systemic financial crisis that resulted from a period of excessive borrowing and lending. The purpose of the research was to understand the credit decision-making process and the information requirements by banks. A survey was conducted among twenty-two Brazilian credit establishments and results showed that the perceived importance and actual frequency of use of resources such as audited accounts, banker´s internal records and loan experience were similar and security was an important issue for small businesses due to the problem of information asymmetry.
 Keywords: Credit decision-making, information asymmetry, large and small companies
 JEL: G21-Banks, F65-Finance, G2-Financial Institutions and Service" @default.
- W3000439162 created "2020-01-23" @default.
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- W3000439162 date "2019-12-01" @default.
- W3000439162 modified "2023-09-24" @default.
- W3000439162 title "Credit decision-making and information requirements" @default.
- W3000439162 doi "https://doi.org/10.15665/dem.v18i(1).2140" @default.
- W3000439162 hasPublicationYear "2019" @default.
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