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- W3023133003 abstract "This article reports on a study that exploits cross-sectional variation on copayment structures among firms with a self-insured retiree health plan to measure the impact of the number of copayment tiers on total and enrollee drug payments, number of prescriptions filled, and generic substitution. The study also assessed the effect of enrollee cost sharing on the cost and use of prescription medications for the long-term treatment of chronic conditions. The researchers found that Medicare beneficiaries in three-tiered plans had 14.3 percent lower total drug expenditures, 14.6 fewer prescriptions filled, and 57.6 percent higher out-of-pocket costs than individuals in lower-tiered plans. While individuals in higher-tiered plans had lower purchases of both brand name and generic prescriptions, a higher percentage of total purchases was filled with generics. The researchers estimated a price elasticity of demand for prescription drugs among the elderly of -0.23, consistent with other studies. Beneficiaries were less responsive to cost sharing incentives when using drugs to treat chronic conditions." @default.
- W3023133003 created "2020-05-13" @default.
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- W3023133003 date "2008-04-30" @default.
- W3023133003 modified "2023-09-27" @default.
- W3023133003 title "Impact of Multitiered Copayments on the Use and Cost of Prescription Drugs Among Medicare Beneficiaries" @default.
- W3023133003 hasPublicationYear "2008" @default.
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