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- W3041266004 abstract "This survey summarizes current research on financial literacy efforts. Because most financial literacy programs are relatively new, much of the literature reviewed here is also new and part of a field that is still developing as a program of research. However, we can conclude that financial education is necessary and that many existing approaches are effective. Among the findings are that some households make mistakes with personal finance decisions; mistakes are more common for low income and less educated households; there is a causal connection between increases in financial knowledge and financial behavior; and the benefits of financial education appear to span a number of areas including retirement planning, savings, homeownership, and credit use." @default.
- W3041266004 created "2020-07-16" @default.
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- W3041266004 date "2007-01-03" @default.
- W3041266004 modified "2023-09-24" @default.
- W3041266004 title "A Literature Review on the Effectiveness of Financial Education, Working Paper 07-03" @default.
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