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- W3046194014 abstract "The study aims at knowing the impact of microcredit financing on agricultural production. The structured questionnaire, as well as personal contacts, was used to gather data from the farmers. One hundred (100) questionnaires were distributed randomly to farmers while Ninety-one (91) questionnaires were retrieved. The correlation coefficient was used to describe and summarize the data collected. Farmers in a rural area do enjoy this microfinance, but the effect on farming operations it not encouraging as expected. The farmers do not have access to other micro credit finance institution other than cooperative societies because there is no asset like machine collateral security that will serve as a guarantee for the commercial financial institutions. The high-interest rate is another vital thing that put farmers into a limitation in obtaining micro credit from commercial institutions. Microcredit finance institutions are important in achieving farmer’s objectives and are being promoted to be commercially viable through an appropriate policy and regulatory framework. Having realized the impact of micro-credit finance to farm production, it is highly incumbent for all the farmers to join cooperative societies in order to get credit facilities to finance their farming operations. Keywords: Microcredit, Financing, Production, Agriculture" @default.
- W3046194014 created "2020-08-03" @default.
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- W3046194014 date "2016-12-14" @default.
- W3046194014 modified "2023-09-23" @default.
- W3046194014 title "Impact of Micro Credit Financing on Agricultural Production" @default.
- W3046194014 doi "https://doi.org/10.0001/(aj).v4i8.1204.g1600" @default.
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