Matches in SemOpenAlex for { <https://semopenalex.org/work/W3046975938> ?p ?o ?g. }
Showing items 1 to 97 of
97
with 100 items per page.
- W3046975938 endingPage "253" @default.
- W3046975938 startingPage "239" @default.
- W3046975938 abstract "We examine the effects of the legal reform passed in 2012 in Spain to protect mortgage debtors. Under the new regime, it is difficult for low-income debtors who meet certain requirements to be evicted. In the case of default, the bank is forced to offer the debtor a restructuring of the debt, or the debtor can even, as a last resort, transfer the property to the bank as an alternative to having the lender foreclose on it, thus being allowed to stay in the property as a tenant and paying a reduced rent, and avoiding eviction even after foreclosure. We consider quarterly data from 50 Spanish provinces (NUTS III regions) from 2001 to 2019(Q3). We use panel data models with regional, year, and quarter fixed effects, linear and quadratic region-specific time trends, and other relevant control variables at the regional level (house prices, inflation, and unemployment rates), and our results reveal that the reform significantly reduced the number of foreclosures, but that this effect was transitory, fading 6 years after the reform. However, the negative effect on the mortgage loans market was permanent throughout the period under consideration." @default.
- W3046975938 created "2020-08-10" @default.
- W3046975938 creator A5059472233 @default.
- W3046975938 date "2020-09-30" @default.
- W3046975938 modified "2023-10-03" @default.
- W3046975938 title "The Effects of the 2012 Spanish Law Reform to Protect Mortgage Debtors" @default.
- W3046975938 cites W1491675398 @default.
- W3046975938 cites W1553694021 @default.
- W3046975938 cites W1816063861 @default.
- W3046975938 cites W1973573315 @default.
- W3046975938 cites W2010841814 @default.
- W3046975938 cites W2015836066 @default.
- W3046975938 cites W2073120278 @default.
- W3046975938 cites W2082666096 @default.
- W3046975938 cites W2148422627 @default.
- W3046975938 cites W2331253396 @default.
- W3046975938 cites W2338864116 @default.
- W3046975938 cites W2472301644 @default.
- W3046975938 cites W2771650351 @default.
- W3046975938 cites W2990654237 @default.
- W3046975938 cites W3125898623 @default.
- W3046975938 doi "https://doi.org/10.1080/10511482.2020.1805488" @default.
- W3046975938 hasPublicationYear "2020" @default.
- W3046975938 type Work @default.
- W3046975938 sameAs 3046975938 @default.
- W3046975938 citedByCount "3" @default.
- W3046975938 countsByYear W30469759382022 @default.
- W3046975938 crossrefType "journal-article" @default.
- W3046975938 hasAuthorship W3046975938A5059472233 @default.
- W3046975938 hasBestOaLocation W30469759381 @default.
- W3046975938 hasConcept C10138342 @default.
- W3046975938 hasConcept C120527767 @default.
- W3046975938 hasConcept C121332964 @default.
- W3046975938 hasConcept C139719470 @default.
- W3046975938 hasConcept C144133560 @default.
- W3046975938 hasConcept C159091798 @default.
- W3046975938 hasConcept C162324750 @default.
- W3046975938 hasConcept C17744445 @default.
- W3046975938 hasConcept C199539241 @default.
- W3046975938 hasConcept C200941418 @default.
- W3046975938 hasConcept C2776562857 @default.
- W3046975938 hasConcept C2776830614 @default.
- W3046975938 hasConcept C2778126366 @default.
- W3046975938 hasConcept C2778227907 @default.
- W3046975938 hasConcept C2780414751 @default.
- W3046975938 hasConcept C33332235 @default.
- W3046975938 hasConcept C45237549 @default.
- W3046975938 hasConcept C504631918 @default.
- W3046975938 hasConcept C556758197 @default.
- W3046975938 hasConcept C69637215 @default.
- W3046975938 hasConcept C73283319 @default.
- W3046975938 hasConceptScore W3046975938C10138342 @default.
- W3046975938 hasConceptScore W3046975938C120527767 @default.
- W3046975938 hasConceptScore W3046975938C121332964 @default.
- W3046975938 hasConceptScore W3046975938C139719470 @default.
- W3046975938 hasConceptScore W3046975938C144133560 @default.
- W3046975938 hasConceptScore W3046975938C159091798 @default.
- W3046975938 hasConceptScore W3046975938C162324750 @default.
- W3046975938 hasConceptScore W3046975938C17744445 @default.
- W3046975938 hasConceptScore W3046975938C199539241 @default.
- W3046975938 hasConceptScore W3046975938C200941418 @default.
- W3046975938 hasConceptScore W3046975938C2776562857 @default.
- W3046975938 hasConceptScore W3046975938C2776830614 @default.
- W3046975938 hasConceptScore W3046975938C2778126366 @default.
- W3046975938 hasConceptScore W3046975938C2778227907 @default.
- W3046975938 hasConceptScore W3046975938C2780414751 @default.
- W3046975938 hasConceptScore W3046975938C33332235 @default.
- W3046975938 hasConceptScore W3046975938C45237549 @default.
- W3046975938 hasConceptScore W3046975938C504631918 @default.
- W3046975938 hasConceptScore W3046975938C556758197 @default.
- W3046975938 hasConceptScore W3046975938C69637215 @default.
- W3046975938 hasConceptScore W3046975938C73283319 @default.
- W3046975938 hasFunder F4320310214 @default.
- W3046975938 hasFunder F4320321837 @default.
- W3046975938 hasFunder F4320326208 @default.
- W3046975938 hasIssue "2" @default.
- W3046975938 hasLocation W30469759381 @default.
- W3046975938 hasLocation W30469759382 @default.
- W3046975938 hasOpenAccess W3046975938 @default.
- W3046975938 hasPrimaryLocation W30469759381 @default.
- W3046975938 hasRelatedWork W1517370584 @default.
- W3046975938 hasRelatedWork W1522234673 @default.
- W3046975938 hasRelatedWork W1525671354 @default.
- W3046975938 hasRelatedWork W1552903048 @default.
- W3046975938 hasRelatedWork W2082353141 @default.
- W3046975938 hasRelatedWork W2139185486 @default.
- W3046975938 hasRelatedWork W2735005220 @default.
- W3046975938 hasRelatedWork W2747677968 @default.
- W3046975938 hasRelatedWork W3046975938 @default.
- W3046975938 hasRelatedWork W3121504443 @default.
- W3046975938 hasVolume "31" @default.
- W3046975938 isParatext "false" @default.
- W3046975938 isRetracted "false" @default.
- W3046975938 magId "3046975938" @default.
- W3046975938 workType "article" @default.