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- W3047229988 abstract "There have been many economists who predicted prior to the pandemic, a rising surge in the cryptocurrencies in the future if financial activities especially when new entrants start to enter the market. Due to the volatility in cryptocurrencies since its creation in 2009, It is paramount to keep track of this somewhat recent effect on the financial market. Bitcoin, one of the cryptocurrencies was said to be created to mitigate against the effect of the financial crisis of 2008. To some extent, many believed it to have done its job. This study focuses on how the cryptocurrencies have fared against the dollar and what the future holds for it during this coronavirus pandemic. Ofcourse, the crisis might have little effect on mortgage credits, business or broadly, the financial system but due to the rising use and price of the cryptocurrency, it is obvious this might shake or trigger the financial economy. A survey research design was adopted consisting of 50 bank staff in San Angelo, Texas. A mean score rating method was used to analyze the data and the responses, while in addressing the hypothesis, the chi-square was used to test the effect it has had on the dollar. The results showed that the effect of the cryptocurrencies against the dollar might be significantly low in the future. It implies that despite the expected increase in the cryptocurrencies during “lockdown”, cryptocurrencies would have little to no effect on the dollar in future since it would still carry a relatively small percentage in future due to its volatility and risk. Keywords: Cryptocurrency, digital currency, virtual currency, fiat dollar, bitcoins, halving DOI: 10.7176/RJFA/11-14-01 Publication date: July 31 st 2020" @default.
- W3047229988 created "2020-08-10" @default.
- W3047229988 date "2020-07-01" @default.
- W3047229988 modified "2023-10-18" @default.
- W3047229988 title "Post Crisis: The Future of Cryptocurrency Against the U.S. Dollar" @default.
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- W3047229988 doi "https://doi.org/10.7176/rjfa/11-14-01" @default.
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