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• W3048993141 abstract "Abstract This study provides empirical evidence on the mechanisms through which financial literacy may be associated with saving for retirement, in the three phases of the decision-making process – information perception, information search and evaluation, and decision-making and implementation. The results indicate that financial literacy has significantly positive effects on one's awareness of post-retirement financial needs, comparing alternatives when purchasing financial products, displaying fewer present-time bias, and planning for and setting aside funds for retirement. Financial literacy not only directly contributes to planning for the future, but also indirectly via a reduction in behavioral biases." @default.
• W3048993141 created "2020-08-21" @default.
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• W3048993141 date "2020-10-08" @default.
• W3048993141 modified "2023-10-16" @default.
• W3048993141 title "An empirical study on how financial literacy contributes to preparation for retirement" @default.
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• W3048993141 doi "https://doi.org/10.1017/s1474747220000281" @default.
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