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- W3065538468 abstract "Disruptive innovations in digital payments are happening in a large number of countries around the world. In this paper, we investigate how merchants’ acceptance of a contactless card technology affects card sales. Using score matching and difference-in-difference techniques on a unique sample of about 275,580 merchants in France, we find that accepting contactless payments in 2018 increases the card-sales amount by 15.3 percent on average (and by 17.1 percent the card-sales count) compared to merchants who do not accept contactless payments. We also find evidence that accepting contactless payments exerts a positive spillover of about 1.3 percent in the amount of contact card sales, and thus significantly increases the average annual card-sales amount and count for small merchants and new entrepreneurs." @default.
- W3065538468 created "2020-08-24" @default.
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- W3065538468 date "2020-10-01" @default.
- W3065538468 modified "2023-10-05" @default.
- W3065538468 title "Card-sales response to merchant contactless payment acceptance" @default.
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- W3065538468 doi "https://doi.org/10.1016/j.jbankfin.2020.105938" @default.
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