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- W3091034263 abstract "The aging of population is a common problem in the modern economy and finance. Reverse mortgage is one of alternative ways of raising citizens’ standard of living after retiring by obtaining financial benefits accumulated in a residential property. The aim of the study is to evaluate a role of equity release service in providing additional household income for senior citizens illustrated by the case of a reverse mortgage. This type of service consists in transformation of non-liquid, tied-up in property capital into liquid financial resources. Thanks to capital conversion, senior citizens can supplement retirement benefits without a need to leave their property. The research hypothesis verified in the study stated that benefits paid as equity release in the form of a reverse mortgage provided greater support for women than for men. That hypothesis was rejected." @default.
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- W3091034263 date "2020-03-31" @default.
- W3091034263 modified "2023-09-25" @default.
- W3091034263 title "Effect of capital conversion in the form of a reverse mortgage on benefits for senior citizens in major cities of Poland" @default.
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- W3091034263 doi "https://doi.org/10.18778/2391-6478.1.25.02" @default.
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