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- W3110943242 abstract "The paper presents current state of digital transformation of Russian banks. The author defines the digitalization of banks as the introduction of FinTech technologies, close cooperation with Fintech-companies. Digitalization has both positive and negative consequences: cyber risks are growing, financial stability is decreasing. The analysis allowed the author to draw conclusions that the digital transformation of Russian banks is characterized by: the complex implementation of BCBS scenarios and the interaction between banks and Fintechcompanies, the emergence of neo-banks; increased competition in the banking sector; innovative opportunities for the production and sale of banking services and products, the emergence of new risks; accumulation and use of large amounts of data; the need to significantly change the information systems of banks (growth in demand for the services of IT companies); the emergence of ecosystems in which non-banking organizations are actively involved; large costs of Russian banks, which, as a rule, leads to an improvement in their financial results (as a result, medium and small banks begin to lose in the market)." @default.
- W3110943242 created "2020-12-21" @default.
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- W3110943242 date "2020-12-11" @default.
- W3110943242 modified "2023-09-25" @default.
- W3110943242 title "Current state of digital transformation of russian banks" @default.
- W3110943242 cites W2759881484 @default.
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- W3110943242 doi "https://doi.org/10.26425/1816-4277-2020-10-131-137" @default.
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