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- W3119315511 abstract "This paper provides empirical evidence that a strong statutory right of redemption leads to a statistically significant and an economically large impact in reducing bankruptcy filings. Under the statutory right of redemption, borrowers can repurchase the property after the foreclosure auction at a certain price. Implementations of the statutory right of redemption, however, vary substantially among states. When categorizing the redemption rights from an economic perspective, we find that a strong redemption right leads to a greater than 30% decrease in the odds that a borrower with a defaulted mortgage will file for bankruptcy." @default.
- W3119315511 created "2021-01-18" @default.
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- W3119315511 date "2021-03-01" @default.
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- W3119315511 title "Statutory right of redemption and its influence on defaulted mortgage outcomes" @default.
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- W3119315511 doi "https://doi.org/10.1016/j.jbankfin.2021.106058" @default.
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