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- W3121250116 abstract "I use regression discontinuity analysis to measure the effect of one of the Affordable Housing Goals, the Underserved Areas Goal (UAG), on the number of whole single-family mortgages purchased by Fannie Mae and Freddie Mac (GSEs) in undeserved census tracts for 1996–2002. Focusing additionally on tracts that became UAG-eligible in 2005–2006, I measure the effect of the UAG during peak years for the subprime market. The results suggest a small UAG effect and challenge the view that the goals caused the GSEs to supply substantially more credit to high-risk borrowers than they otherwise would have supplied during the subprime boom." @default.
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- W3121250116 date "2013-08-30" @default.
- W3121250116 modified "2023-09-26" @default.
- W3121250116 title "The Government-Sponsored Enterprises and the Mortgage Crisis: The Role of the Affordable Housing Goals" @default.
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- W3121250116 doi "https://doi.org/10.1111/1540-6229.12031" @default.
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