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- W3121763013 abstract "Saving behavior at the household level in Chile has not been analyzed in recent decades. Based on 1988 and 1996-1997 Chilean microeconomic evidence (Household Budget Survey), this article studies household saving behavior. The analysis is extended to include broader definitions of saving such as investment in human capital and durable goods purchases. Income and permanent characteristics such as education are shown to be important determinants of the rate of household saving. Furthermore, we find an income/expenditure parallelism and positive saving rates for the elderly. At a first stage of analysis, these facts contradict the predictions of the life cycle theory, but some corrections (using demographic corrections and a different treatment of pensions) change these preliminary conclusions. Differences in credit constraints faced by different groups are studied for their likely effects on consumption smoothing. Finally saving rates of the elderly are analyzed focusing on their contradictory role found in macro and micro studies." @default.
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- W3121763013 date "2000-01-01" @default.
- W3121763013 modified "2023-09-24" @default.
- W3121763013 title "Household Saving in Chile: Microeconomic Evidence" @default.
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