Matches in SemOpenAlex for { <https://semopenalex.org/work/W3122110710> ?p ?o ?g. }
Showing items 1 to 96 of
96
with 100 items per page.
- W3122110710 abstract "The identification of information problems in different markets is a challenging issue in the economic literature. This paper performs tests of residual asymmetric information in the French automobile insurance market for the 1995-1997 period. This market is characterized by the presence of a regulated experience-rating scheme (bonus-malus). Contract choices are strongly associated with the bonus-malus of policyholders. We have access to longitudinal survey data with dynamic information both on claims and accidents. We propose a causality test to distinguish pathways through which a positive correlation arises between contract choice and accidents. We find evidence of moral hazard among a sub-group of policyholders with significant driving experience (5-15 years). We distinguish this moral hazard estimate from adverse selection and learning. Policyholders with less experience have a combination of learning and moral hazard, whereas no residual information problem is found for policyholders with more than 15 years of experience." @default.
- W3122110710 created "2021-02-01" @default.
- W3122110710 creator A5025436292 @default.
- W3122110710 creator A5038107175 @default.
- W3122110710 creator A5060599905 @default.
- W3122110710 date "2004-01-01" @default.
- W3122110710 modified "2023-10-10" @default.
- W3122110710 title "Separating Moral Hazard from Adverse Selection in Automobile Insurance: Longitudinal Evidence from France" @default.
- W3122110710 cites W1484727306 @default.
- W3122110710 cites W1485535210 @default.
- W3122110710 cites W1513001240 @default.
- W3122110710 cites W1546946198 @default.
- W3122110710 cites W1601403891 @default.
- W3122110710 cites W1964450723 @default.
- W3122110710 cites W1965686539 @default.
- W3122110710 cites W1969440363 @default.
- W3122110710 cites W1976093702 @default.
- W3122110710 cites W2010277693 @default.
- W3122110710 cites W2014980744 @default.
- W3122110710 cites W2049324307 @default.
- W3122110710 cites W2074817771 @default.
- W3122110710 cites W2090271893 @default.
- W3122110710 cites W2093751203 @default.
- W3122110710 cites W2109589799 @default.
- W3122110710 cites W2113722078 @default.
- W3122110710 cites W2121034459 @default.
- W3122110710 cites W2132942366 @default.
- W3122110710 cites W2152734002 @default.
- W3122110710 cites W2155449113 @default.
- W3122110710 cites W2160043972 @default.
- W3122110710 cites W2171487196 @default.
- W3122110710 cites W2178225550 @default.
- W3122110710 cites W2190277949 @default.
- W3122110710 cites W2242784780 @default.
- W3122110710 cites W3122408502 @default.
- W3122110710 cites W3122638888 @default.
- W3122110710 cites W3124101816 @default.
- W3122110710 cites W3125959084 @default.
- W3122110710 cites W4252217619 @default.
- W3122110710 doi "https://doi.org/10.2139/ssrn.583063" @default.
- W3122110710 hasPublicationYear "2004" @default.
- W3122110710 type Work @default.
- W3122110710 sameAs 3122110710 @default.
- W3122110710 citedByCount "9" @default.
- W3122110710 countsByYear W31221107102012 @default.
- W3122110710 countsByYear W31221107102015 @default.
- W3122110710 countsByYear W31221107102022 @default.
- W3122110710 crossrefType "journal-article" @default.
- W3122110710 hasAuthorship W3122110710A5025436292 @default.
- W3122110710 hasAuthorship W3122110710A5038107175 @default.
- W3122110710 hasAuthorship W3122110710A5060599905 @default.
- W3122110710 hasBestOaLocation W31221107102 @default.
- W3122110710 hasConcept C144133560 @default.
- W3122110710 hasConcept C162118730 @default.
- W3122110710 hasConcept C162324750 @default.
- W3122110710 hasConcept C175444787 @default.
- W3122110710 hasConcept C22738907 @default.
- W3122110710 hasConcept C2780202544 @default.
- W3122110710 hasConcept C29122968 @default.
- W3122110710 hasConcept C2992945734 @default.
- W3122110710 hasConcept C32252159 @default.
- W3122110710 hasConcept C50158540 @default.
- W3122110710 hasConcept C62172701 @default.
- W3122110710 hasConcept C68799949 @default.
- W3122110710 hasConceptScore W3122110710C144133560 @default.
- W3122110710 hasConceptScore W3122110710C162118730 @default.
- W3122110710 hasConceptScore W3122110710C162324750 @default.
- W3122110710 hasConceptScore W3122110710C175444787 @default.
- W3122110710 hasConceptScore W3122110710C22738907 @default.
- W3122110710 hasConceptScore W3122110710C2780202544 @default.
- W3122110710 hasConceptScore W3122110710C29122968 @default.
- W3122110710 hasConceptScore W3122110710C2992945734 @default.
- W3122110710 hasConceptScore W3122110710C32252159 @default.
- W3122110710 hasConceptScore W3122110710C50158540 @default.
- W3122110710 hasConceptScore W3122110710C62172701 @default.
- W3122110710 hasConceptScore W3122110710C68799949 @default.
- W3122110710 hasLocation W31221107101 @default.
- W3122110710 hasLocation W31221107102 @default.
- W3122110710 hasLocation W31221107103 @default.
- W3122110710 hasLocation W31221107104 @default.
- W3122110710 hasOpenAccess W3122110710 @default.
- W3122110710 hasPrimaryLocation W31221107101 @default.
- W3122110710 hasRelatedWork W2015754865 @default.
- W3122110710 hasRelatedWork W2027088814 @default.
- W3122110710 hasRelatedWork W2054375428 @default.
- W3122110710 hasRelatedWork W2069281249 @default.
- W3122110710 hasRelatedWork W2159335279 @default.
- W3122110710 hasRelatedWork W2355293333 @default.
- W3122110710 hasRelatedWork W2368039711 @default.
- W3122110710 hasRelatedWork W3042174111 @default.
- W3122110710 hasRelatedWork W3121154655 @default.
- W3122110710 hasRelatedWork W3122547908 @default.
- W3122110710 isParatext "false" @default.
- W3122110710 isRetracted "false" @default.
- W3122110710 magId "3122110710" @default.
- W3122110710 workType "article" @default.