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• W3122377948 abstract "The payment cards market is a two-sided market. Cost sensitivity of both consumers and merchants for card services influences total demand. Survey data of Dutch merchants shows that costs and cost perception affect acceptance as well as surcharging decisions. Merchants who find payment cards expensive are less likely to accept them and more likely to surcharge their customers for using them. Merchants who face any competition accept debit card payments relatively more often than merchants with monopoly power, and they are less likely to surcharge their customers for debit card usage. Intense competition leads to higher credit card acceptance." @default.
• W3122377948 created "2021-02-01" @default.
• W3122377948 creator A5086790173 @default.
• W3122377948 date "2011-01-07" @default.
• W3122377948 modified "2023-09-26" @default.
• W3122377948 title "Card Acceptance and Surcharging: the Role of Costs and Competition" @default.
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• W3122377948 doi "https://doi.org/10.2202/1446-9022.1249" @default.
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