Matches in SemOpenAlex for { <https://semopenalex.org/work/W3123068082> ?p ?o ?g. }
Showing items 1 to 79 of
79
with 100 items per page.
- W3123068082 abstract "Personalized medicine is still in its infancy, with costly genetic tests providing little actionable information in terms of efficient prevention decisions. As a consequence, few people undertake these tests currently, and health insurance contracts pool all agents irrespective of their genetic background. Cheaper and especially more informative tests will induce more people to undertake these tests and will impact not only the pricing but also the type of health insurance contracts. We develop a setting with endogenous prevention decisions and we study which contract type (pooling or separating) emerges at equilibrium as a function of the proportion of agents undertaking the genetic test as well as of the informativeness of this test. Starting from the current low take-up rate generating at equilibrium a pooling contract with no prevention effort, we obtain that an increase in the take-up rate has first an ambiguous impact on welfare, and then unambiguously decreases welfare as one moves from a pooling to a separating equilibrium. It is only once the take-up rate is large enough that the equilibrium is separating that any further increase in take-up rate increases aggregate welfare, by a composition effect. However, a better pooling contract in which policyholders undertake preventive actions (and lower their health risk) can also be attained if the informativeness of the genetic tests increases sufficiently." @default.
- W3123068082 created "2021-02-01" @default.
- W3123068082 creator A5045956816 @default.
- W3123068082 creator A5055390917 @default.
- W3123068082 date "2019-01-01" @default.
- W3123068082 modified "2023-09-27" @default.
- W3123068082 title "Welfare Impacts of Genetic Testing in Health Insurance Markets: Will Cross-Subsidies Survive?" @default.
- W3123068082 hasPublicationYear "2019" @default.
- W3123068082 type Work @default.
- W3123068082 sameAs 3123068082 @default.
- W3123068082 citedByCount "0" @default.
- W3123068082 crossrefType "posted-content" @default.
- W3123068082 hasAuthorship W3123068082A5045956816 @default.
- W3123068082 hasAuthorship W3123068082A5055390917 @default.
- W3123068082 hasConcept C100243477 @default.
- W3123068082 hasConcept C126322002 @default.
- W3123068082 hasConcept C144133560 @default.
- W3123068082 hasConcept C151730666 @default.
- W3123068082 hasConcept C154945302 @default.
- W3123068082 hasConcept C162118730 @default.
- W3123068082 hasConcept C162324750 @default.
- W3123068082 hasConcept C175444787 @default.
- W3123068082 hasConcept C2777267654 @default.
- W3123068082 hasConcept C2780673598 @default.
- W3123068082 hasConcept C29513703 @default.
- W3123068082 hasConcept C34447519 @default.
- W3123068082 hasConcept C41008148 @default.
- W3123068082 hasConcept C68799949 @default.
- W3123068082 hasConcept C70437156 @default.
- W3123068082 hasConcept C71924100 @default.
- W3123068082 hasConcept C84265765 @default.
- W3123068082 hasConcept C86803240 @default.
- W3123068082 hasConcept C96535974 @default.
- W3123068082 hasConceptScore W3123068082C100243477 @default.
- W3123068082 hasConceptScore W3123068082C126322002 @default.
- W3123068082 hasConceptScore W3123068082C144133560 @default.
- W3123068082 hasConceptScore W3123068082C151730666 @default.
- W3123068082 hasConceptScore W3123068082C154945302 @default.
- W3123068082 hasConceptScore W3123068082C162118730 @default.
- W3123068082 hasConceptScore W3123068082C162324750 @default.
- W3123068082 hasConceptScore W3123068082C175444787 @default.
- W3123068082 hasConceptScore W3123068082C2777267654 @default.
- W3123068082 hasConceptScore W3123068082C2780673598 @default.
- W3123068082 hasConceptScore W3123068082C29513703 @default.
- W3123068082 hasConceptScore W3123068082C34447519 @default.
- W3123068082 hasConceptScore W3123068082C41008148 @default.
- W3123068082 hasConceptScore W3123068082C68799949 @default.
- W3123068082 hasConceptScore W3123068082C70437156 @default.
- W3123068082 hasConceptScore W3123068082C71924100 @default.
- W3123068082 hasConceptScore W3123068082C84265765 @default.
- W3123068082 hasConceptScore W3123068082C86803240 @default.
- W3123068082 hasConceptScore W3123068082C96535974 @default.
- W3123068082 hasLocation W31230680821 @default.
- W3123068082 hasOpenAccess W3123068082 @default.
- W3123068082 hasPrimaryLocation W31230680821 @default.
- W3123068082 hasRelatedWork W1543218294 @default.
- W3123068082 hasRelatedWork W1965819330 @default.
- W3123068082 hasRelatedWork W1982238195 @default.
- W3123068082 hasRelatedWork W2140195160 @default.
- W3123068082 hasRelatedWork W2328281172 @default.
- W3123068082 hasRelatedWork W2561756886 @default.
- W3123068082 hasRelatedWork W2734586766 @default.
- W3123068082 hasRelatedWork W2735245750 @default.
- W3123068082 hasRelatedWork W2756389259 @default.
- W3123068082 hasRelatedWork W2797899946 @default.
- W3123068082 hasRelatedWork W3121245133 @default.
- W3123068082 hasRelatedWork W3121694187 @default.
- W3123068082 hasRelatedWork W3122509358 @default.
- W3123068082 hasRelatedWork W3122805182 @default.
- W3123068082 hasRelatedWork W3123724145 @default.
- W3123068082 hasRelatedWork W3129797219 @default.
- W3123068082 hasRelatedWork W3145266132 @default.
- W3123068082 hasRelatedWork W3150696513 @default.
- W3123068082 hasRelatedWork W347995922 @default.
- W3123068082 hasRelatedWork W1520276126 @default.
- W3123068082 isParatext "false" @default.
- W3123068082 isRetracted "false" @default.
- W3123068082 magId "3123068082" @default.
- W3123068082 workType "article" @default.