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- W3123245788 abstract "Micro credit programs provide institutional arrangements for low-income people to transit from nonmarket to market-oriented settings. This article develops a data set of payment records to determine micro credit participants' behavior on repayment performance. The findings shed new light strongly supporting micro credit as a feasible alternative to successfully provide financial resources to the poor, when controlling for asymmetric information. The empirical evidence indicates that learning by association through peer mentoring is a significant determinant in explaining high repayment rates, whereas peer monitoring is not." @default.
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- W3123245788 date "2006-05-30" @default.
- W3123245788 modified "2023-09-23" @default.
- W3123245788 title "Learning By Association: Micro Credit in Chiapas, Mexico" @default.
- W3123245788 hasPublicationYear "2006" @default.
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