Matches in SemOpenAlex for { <https://semopenalex.org/work/W3123288237> ?p ?o ?g. }
Showing items 1 to 88 of
88
with 100 items per page.
- W3123288237 abstract "This note studies how mortgage borrowers with different levels of default risk would self-select between different loan-to-value ratios. It shows that for large default costs there exists a separating equilibrium in which low-risk borrowers choose bigger loan amounts than high-risk borrowers. This equilibrium offers a theoretical explanation for the seemingly counter-intuitive empirical result of Campbell and Dietrich (1983) that loans with lower initial loan-to-value ratios have higher default rates. If default costs are small, then the separating equilibrium involves high-risk borrowers choosing a bigger loan amount than low risks. For an intermediate value of default costs, the unique equilibrium is a pooling equilibrium." @default.
- W3123288237 created "2021-02-01" @default.
- W3123288237 creator A5031139861 @default.
- W3123288237 creator A5077858247 @default.
- W3123288237 date "2001-06-26" @default.
- W3123288237 modified "2023-09-28" @default.
- W3123288237 title "Do Riskier Borrowers Borrow More?" @default.
- W3123288237 doi "https://doi.org/10.15396/eres2001_301" @default.
- W3123288237 hasPublicationYear "2001" @default.
- W3123288237 type Work @default.
- W3123288237 sameAs 3123288237 @default.
- W3123288237 citedByCount "10" @default.
- W3123288237 countsByYear W31232882372012 @default.
- W3123288237 countsByYear W31232882372013 @default.
- W3123288237 countsByYear W31232882372014 @default.
- W3123288237 countsByYear W31232882372016 @default.
- W3123288237 crossrefType "proceedings-article" @default.
- W3123288237 hasAuthorship W3123288237A5031139861 @default.
- W3123288237 hasAuthorship W3123288237A5077858247 @default.
- W3123288237 hasConcept C10138342 @default.
- W3123288237 hasConcept C103382277 @default.
- W3123288237 hasConcept C105795698 @default.
- W3123288237 hasConcept C133930124 @default.
- W3123288237 hasConcept C144133560 @default.
- W3123288237 hasConcept C149782125 @default.
- W3123288237 hasConcept C154945302 @default.
- W3123288237 hasConcept C162118730 @default.
- W3123288237 hasConcept C162324750 @default.
- W3123288237 hasConcept C165060548 @default.
- W3123288237 hasConcept C175444787 @default.
- W3123288237 hasConcept C178350159 @default.
- W3123288237 hasConcept C22738907 @default.
- W3123288237 hasConcept C2776291640 @default.
- W3123288237 hasConcept C2777764128 @default.
- W3123288237 hasConcept C2864544 @default.
- W3123288237 hasConcept C29122968 @default.
- W3123288237 hasConcept C2984055962 @default.
- W3123288237 hasConcept C33923547 @default.
- W3123288237 hasConcept C41008148 @default.
- W3123288237 hasConcept C556758197 @default.
- W3123288237 hasConcept C68799949 @default.
- W3123288237 hasConcept C69637215 @default.
- W3123288237 hasConcept C70437156 @default.
- W3123288237 hasConcept C71387314 @default.
- W3123288237 hasConcept C97330809 @default.
- W3123288237 hasConceptScore W3123288237C10138342 @default.
- W3123288237 hasConceptScore W3123288237C103382277 @default.
- W3123288237 hasConceptScore W3123288237C105795698 @default.
- W3123288237 hasConceptScore W3123288237C133930124 @default.
- W3123288237 hasConceptScore W3123288237C144133560 @default.
- W3123288237 hasConceptScore W3123288237C149782125 @default.
- W3123288237 hasConceptScore W3123288237C154945302 @default.
- W3123288237 hasConceptScore W3123288237C162118730 @default.
- W3123288237 hasConceptScore W3123288237C162324750 @default.
- W3123288237 hasConceptScore W3123288237C165060548 @default.
- W3123288237 hasConceptScore W3123288237C175444787 @default.
- W3123288237 hasConceptScore W3123288237C178350159 @default.
- W3123288237 hasConceptScore W3123288237C22738907 @default.
- W3123288237 hasConceptScore W3123288237C2776291640 @default.
- W3123288237 hasConceptScore W3123288237C2777764128 @default.
- W3123288237 hasConceptScore W3123288237C2864544 @default.
- W3123288237 hasConceptScore W3123288237C29122968 @default.
- W3123288237 hasConceptScore W3123288237C2984055962 @default.
- W3123288237 hasConceptScore W3123288237C33923547 @default.
- W3123288237 hasConceptScore W3123288237C41008148 @default.
- W3123288237 hasConceptScore W3123288237C556758197 @default.
- W3123288237 hasConceptScore W3123288237C68799949 @default.
- W3123288237 hasConceptScore W3123288237C69637215 @default.
- W3123288237 hasConceptScore W3123288237C70437156 @default.
- W3123288237 hasConceptScore W3123288237C71387314 @default.
- W3123288237 hasConceptScore W3123288237C97330809 @default.
- W3123288237 hasLocation W31232882371 @default.
- W3123288237 hasOpenAccess W3123288237 @default.
- W3123288237 hasPrimaryLocation W31232882371 @default.
- W3123288237 hasRelatedWork W149059278 @default.
- W3123288237 hasRelatedWork W1546655100 @default.
- W3123288237 hasRelatedWork W2059069016 @default.
- W3123288237 hasRelatedWork W2183780666 @default.
- W3123288237 hasRelatedWork W2266689468 @default.
- W3123288237 hasRelatedWork W2384368512 @default.
- W3123288237 hasRelatedWork W3121955704 @default.
- W3123288237 hasRelatedWork W3124309602 @default.
- W3123288237 hasRelatedWork W566896554 @default.
- W3123288237 hasRelatedWork W3121898425 @default.
- W3123288237 isParatext "false" @default.
- W3123288237 isRetracted "false" @default.
- W3123288237 magId "3123288237" @default.
- W3123288237 workType "article" @default.