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- W3123554763 abstract "We examine the different hypotheses which have been put forward to explain the low demand for long-term care insurance using the results from a survey of 2000 Canadians that was conducted in the autumn of 2016. Defining the natural market of long-term care insurance buyers as the one catering to individuals aged between 50 and 70, we find that a remarkable proportion of this natural market has never been approached to purchase such protection. We estimate that approximately 60% of this natural market is currently under-served. After eliminating risk perception and demand side explanations for the low market penetration of long-term care insurance, we conclude that supply-side factors and the crowding-out by government programs are the most likely culprits in explaining the low proportion of Canadians that purchase LTC insurance from private providers." @default.
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- W3123554763 date "2018-04-25" @default.
- W3123554763 modified "2023-10-03" @default.
- W3123554763 title "A Canadian Parlor Room-Type Approach to the Long-Term Care Insurance Puzzle" @default.
- W3123554763 hasPublicationYear "2018" @default.
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