Matches in SemOpenAlex for { <https://semopenalex.org/work/W3123919954> ?p ?o ?g. }
Showing items 1 to 91 of
91
with 100 items per page.
- W3123919954 abstract "Most automobile insurance databases contain a large number of policy holders with zero claims. This high frequency of zeros may reflect the fact that some insureds make little use of their vehicle, or that they do not wish to make a claim for small accidents in order to avoid an increase in their premium, but it might also be because of good driving. We analyse information on exposure to risk and driving habits using telematics data from a Pay-as-you-Drive sample of insureds. We include distance travelled per year as part of an offset in a zero- inflated Poisson model to predict the excess of zeros. We show the existence of a learning effect for large values of distance travelled, so that longer driving should result in higher premium, but there should be a discount for drivers that accumulate longer distances over time due to the increased proportion of zero claims. We confirm that speed limit violations and driving in urban areas increase the expected number of accident claims. We discuss how telematics information can be used to design better insurance and to improve traffic safety." @default.
- W3123919954 created "2021-02-01" @default.
- W3123919954 creator A5006023761 @default.
- W3123919954 creator A5068231981 @default.
- W3123919954 creator A5080842633 @default.
- W3123919954 creator A5085580540 @default.
- W3123919954 date "2018-01-01" @default.
- W3123919954 modified "2023-09-27" @default.
- W3123919954 title "Exposure to risk increases the excess of zero accident claims frequency in automobile insurance" @default.
- W3123919954 hasPublicationYear "2018" @default.
- W3123919954 type Work @default.
- W3123919954 sameAs 3123919954 @default.
- W3123919954 citedByCount "0" @default.
- W3123919954 crossrefType "posted-content" @default.
- W3123919954 hasAuthorship W3123919954A5006023761 @default.
- W3123919954 hasAuthorship W3123919954A5068231981 @default.
- W3123919954 hasAuthorship W3123919954A5080842633 @default.
- W3123919954 hasAuthorship W3123919954A5085580540 @default.
- W3123919954 hasConcept C100906024 @default.
- W3123919954 hasConcept C105795698 @default.
- W3123919954 hasConcept C111472728 @default.
- W3123919954 hasConcept C121332964 @default.
- W3123919954 hasConcept C127413603 @default.
- W3123919954 hasConcept C138885662 @default.
- W3123919954 hasConcept C144133560 @default.
- W3123919954 hasConcept C149782125 @default.
- W3123919954 hasConcept C151541453 @default.
- W3123919954 hasConcept C162118730 @default.
- W3123919954 hasConcept C175291020 @default.
- W3123919954 hasConcept C198531522 @default.
- W3123919954 hasConcept C199360897 @default.
- W3123919954 hasConcept C22212356 @default.
- W3123919954 hasConcept C2780210587 @default.
- W3123919954 hasConcept C2780289543 @default.
- W3123919954 hasConcept C2780813799 @default.
- W3123919954 hasConcept C33923547 @default.
- W3123919954 hasConcept C41008148 @default.
- W3123919954 hasConcept C41895202 @default.
- W3123919954 hasConcept C76155785 @default.
- W3123919954 hasConcept C89074322 @default.
- W3123919954 hasConcept C97355855 @default.
- W3123919954 hasConceptScore W3123919954C100906024 @default.
- W3123919954 hasConceptScore W3123919954C105795698 @default.
- W3123919954 hasConceptScore W3123919954C111472728 @default.
- W3123919954 hasConceptScore W3123919954C121332964 @default.
- W3123919954 hasConceptScore W3123919954C127413603 @default.
- W3123919954 hasConceptScore W3123919954C138885662 @default.
- W3123919954 hasConceptScore W3123919954C144133560 @default.
- W3123919954 hasConceptScore W3123919954C149782125 @default.
- W3123919954 hasConceptScore W3123919954C151541453 @default.
- W3123919954 hasConceptScore W3123919954C162118730 @default.
- W3123919954 hasConceptScore W3123919954C175291020 @default.
- W3123919954 hasConceptScore W3123919954C198531522 @default.
- W3123919954 hasConceptScore W3123919954C199360897 @default.
- W3123919954 hasConceptScore W3123919954C22212356 @default.
- W3123919954 hasConceptScore W3123919954C2780210587 @default.
- W3123919954 hasConceptScore W3123919954C2780289543 @default.
- W3123919954 hasConceptScore W3123919954C2780813799 @default.
- W3123919954 hasConceptScore W3123919954C33923547 @default.
- W3123919954 hasConceptScore W3123919954C41008148 @default.
- W3123919954 hasConceptScore W3123919954C41895202 @default.
- W3123919954 hasConceptScore W3123919954C76155785 @default.
- W3123919954 hasConceptScore W3123919954C89074322 @default.
- W3123919954 hasConceptScore W3123919954C97355855 @default.
- W3123919954 hasLocation W31239199541 @default.
- W3123919954 hasOpenAccess W3123919954 @default.
- W3123919954 hasPrimaryLocation W31239199541 @default.
- W3123919954 hasRelatedWork W106889131 @default.
- W3123919954 hasRelatedWork W132065045 @default.
- W3123919954 hasRelatedWork W1567860973 @default.
- W3123919954 hasRelatedWork W174483133 @default.
- W3123919954 hasRelatedWork W178656645 @default.
- W3123919954 hasRelatedWork W1983717083 @default.
- W3123919954 hasRelatedWork W2057912771 @default.
- W3123919954 hasRelatedWork W21012225 @default.
- W3123919954 hasRelatedWork W2115182458 @default.
- W3123919954 hasRelatedWork W2119777649 @default.
- W3123919954 hasRelatedWork W2322317330 @default.
- W3123919954 hasRelatedWork W2328207946 @default.
- W3123919954 hasRelatedWork W2328402331 @default.
- W3123919954 hasRelatedWork W2330908173 @default.
- W3123919954 hasRelatedWork W2337533879 @default.
- W3123919954 hasRelatedWork W2492606138 @default.
- W3123919954 hasRelatedWork W2513795613 @default.
- W3123919954 hasRelatedWork W44945801 @default.
- W3123919954 hasRelatedWork W2105891837 @default.
- W3123919954 hasRelatedWork W985564907 @default.
- W3123919954 isParatext "false" @default.
- W3123919954 isRetracted "false" @default.
- W3123919954 magId "3123919954" @default.
- W3123919954 workType "article" @default.