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- W3124207858 abstract "The high cost of transaction fee, the risk in providing loans to micro enterprises and the obstacles to understand the characterisrtics of poor society make the banks and other formal micro financial intitutions (LKMs) hard to reach the micro enterprises. In order for the poor society to get access to LKMs, several adjustments have been made. However, the fact is that the LKMs are not only difficult to be accessed to, these institutions has no power to stop the rising of the powerty rate in Papua. This study analyses the existing LKMs empowerment model of Jayapura regency, the LKM social capital initiation, and the capital of local poor society. It formulates strategies for empowering LKMs. The phenomenology approach was used to reveal the reality hidden in people’s consciousness. The analysis process is based on Miles and Huberman’s interactive model and the thought of phenomenologists like Husserl, Weber, Schutz, and Berger. All LKMs were not supported by the local government; instead the existing empowerment programs from the government were in the form of supplying facilities, equipments, block grant, soft loan, as well as funds provided through banks. The social capital initiations perfomed by the LKMs under credit related interaction with their micro customers were still low." @default.
- W3124207858 created "2021-02-01" @default.
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- W3124207858 date "2017-04-07" @default.
- W3124207858 modified "2023-09-28" @default.
- W3124207858 title "An Effort for Reducing Poverty by Micro Financial Institution Through Social Capital Development in Jayapura Regency. Papua Indonesia" @default.
- W3124207858 hasPublicationYear "2017" @default.
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