Matches in SemOpenAlex for { <https://semopenalex.org/work/W3124243947> ?p ?o ?g. }
Showing items 1 to 61 of
61
with 100 items per page.
- W3124243947 abstract "The mortgage default decision is part of a complex household credit management problem. We examine how factors affecting mortgage default spill over to other credit markets. As home equity turns negative, homeowners default on mortgages and HELOCs at higher rates, whereas they prioritize repaying credit cards and auto loans. Larger unused credit card limits intensify the preservation of credit cards over housing debt. Although mortgage non-recourse statutes increase default on all types of housing debt, they reduce credit card defaults. Foreclosure delays increase default rates for both housing and non-housing debts. Our analysis highlights the interconnectedness of debt repayment decisions." @default.
- W3124243947 created "2021-02-01" @default.
- W3124243947 creator A5019203054 @default.
- W3124243947 creator A5050516858 @default.
- W3124243947 creator A5064619021 @default.
- W3124243947 creator A5087839227 @default.
- W3124243947 date "2015-01-01" @default.
- W3124243947 modified "2023-09-23" @default.
- W3124243947 title "Determinants of Mortgage Default and Consumer Credit Use: The Effects of Foreclosure Laws and Foreclosure Delays" @default.
- W3124243947 doi "https://doi.org/10.2139/ssrn.2646075" @default.
- W3124243947 hasPublicationYear "2015" @default.
- W3124243947 type Work @default.
- W3124243947 sameAs 3124243947 @default.
- W3124243947 citedByCount "2" @default.
- W3124243947 countsByYear W31242439472017 @default.
- W3124243947 crossrefType "journal-article" @default.
- W3124243947 hasAuthorship W3124243947A5019203054 @default.
- W3124243947 hasAuthorship W3124243947A5050516858 @default.
- W3124243947 hasAuthorship W3124243947A5064619021 @default.
- W3124243947 hasAuthorship W3124243947A5087839227 @default.
- W3124243947 hasBestOaLocation W31242439472 @default.
- W3124243947 hasConcept C10138342 @default.
- W3124243947 hasConcept C144133560 @default.
- W3124243947 hasConcept C162118730 @default.
- W3124243947 hasConcept C162324750 @default.
- W3124243947 hasConcept C22738907 @default.
- W3124243947 hasConcept C2776830614 @default.
- W3124243947 hasConcept C43039823 @default.
- W3124243947 hasConcept C68799949 @default.
- W3124243947 hasConcept C73283319 @default.
- W3124243947 hasConcept C97330809 @default.
- W3124243947 hasConceptScore W3124243947C10138342 @default.
- W3124243947 hasConceptScore W3124243947C144133560 @default.
- W3124243947 hasConceptScore W3124243947C162118730 @default.
- W3124243947 hasConceptScore W3124243947C162324750 @default.
- W3124243947 hasConceptScore W3124243947C22738907 @default.
- W3124243947 hasConceptScore W3124243947C2776830614 @default.
- W3124243947 hasConceptScore W3124243947C43039823 @default.
- W3124243947 hasConceptScore W3124243947C68799949 @default.
- W3124243947 hasConceptScore W3124243947C73283319 @default.
- W3124243947 hasConceptScore W3124243947C97330809 @default.
- W3124243947 hasLocation W31242439471 @default.
- W3124243947 hasLocation W31242439472 @default.
- W3124243947 hasLocation W31242439473 @default.
- W3124243947 hasLocation W31242439474 @default.
- W3124243947 hasOpenAccess W3124243947 @default.
- W3124243947 hasPrimaryLocation W31242439471 @default.
- W3124243947 hasRelatedWork W1546893796 @default.
- W3124243947 hasRelatedWork W1553941351 @default.
- W3124243947 hasRelatedWork W1583331508 @default.
- W3124243947 hasRelatedWork W2079294491 @default.
- W3124243947 hasRelatedWork W2111969060 @default.
- W3124243947 hasRelatedWork W2300760478 @default.
- W3124243947 hasRelatedWork W2542069043 @default.
- W3124243947 hasRelatedWork W3121565280 @default.
- W3124243947 hasRelatedWork W3121932203 @default.
- W3124243947 hasRelatedWork W627999614 @default.
- W3124243947 isParatext "false" @default.
- W3124243947 isRetracted "false" @default.
- W3124243947 magId "3124243947" @default.
- W3124243947 workType "article" @default.