Matches in SemOpenAlex for { <https://semopenalex.org/work/W3124571969> ?p ?o ?g. }
- W3124571969 abstract "This study examines how the introduction of deposit insurance affects depositors and banks, using the deposit-insurance scheme introduced into the Russian banking system as a natural experiment. The fundamental research question is whether the introduction of deposit insurance leads to a more effective banking system as evidenced by increased deposit-taking and decreased reliance upon State-owned banks as custodians of retail deposits. We find that banks entering the new deposit-insurance system increased both their level of retail deposits and their ratios of retail deposits to total assets relative to banks that did not enter the new deposit insurance system. These results hold up in a multivariate panel-data analysis that controls for bank- and time-random effects. The longer a bank had been entered into the deposit insurance system, the greater was its level of deposits and its ratio of deposits to assets. Moreover, this effect was stronger for regional banks and for smaller banks. We also find that implementation of the new deposit-insurance system had the effect of “leveling the playing field” between State-owned banks and privately owned banks. Finally, we find strong evidence of moral hazard following implementation of deposit insurance in the form of increased bank risk-taking. Financial risk and, to a lesser degree, operating risk increased following implementation." @default.
- W3124571969 created "2021-02-01" @default.
- W3124571969 creator A5000285788 @default.
- W3124571969 creator A5037854309 @default.
- W3124571969 date "2010-08-14" @default.
- W3124571969 modified "2023-10-15" @default.
- W3124571969 title "Does Deposit Insurance Improve Financial Intermediation? Evidence from the Russian Experiment" @default.
- W3124571969 cites W1501676938 @default.
- W3124571969 cites W1602815970 @default.
- W3124571969 cites W1870452648 @default.
- W3124571969 cites W1970709017 @default.
- W3124571969 cites W1970787595 @default.
- W3124571969 cites W2069263483 @default.
- W3124571969 cites W2101159756 @default.
- W3124571969 cites W2105059993 @default.
- W3124571969 cites W2138458459 @default.
- W3124571969 cites W2171163544 @default.
- W3124571969 cites W3124039037 @default.
- W3124571969 cites W3125781100 @default.
- W3124571969 hasPublicationYear "2010" @default.
- W3124571969 type Work @default.
- W3124571969 sameAs 3124571969 @default.
- W3124571969 citedByCount "5" @default.
- W3124571969 countsByYear W31245719692012 @default.
- W3124571969 countsByYear W31245719692014 @default.
- W3124571969 countsByYear W31245719692015 @default.
- W3124571969 countsByYear W31245719692016 @default.
- W3124571969 countsByYear W31245719692017 @default.
- W3124571969 crossrefType "posted-content" @default.
- W3124571969 hasAuthorship W3124571969A5000285788 @default.
- W3124571969 hasAuthorship W3124571969A5037854309 @default.
- W3124571969 hasConcept C10138342 @default.
- W3124571969 hasConcept C119599318 @default.
- W3124571969 hasConcept C126159913 @default.
- W3124571969 hasConcept C126285488 @default.
- W3124571969 hasConcept C14293393 @default.
- W3124571969 hasConcept C144133560 @default.
- W3124571969 hasConcept C162118730 @default.
- W3124571969 hasConcept C162324750 @default.
- W3124571969 hasConcept C166957645 @default.
- W3124571969 hasConcept C175444787 @default.
- W3124571969 hasConcept C180285013 @default.
- W3124571969 hasConcept C183582576 @default.
- W3124571969 hasConcept C2777817046 @default.
- W3124571969 hasConcept C2779891390 @default.
- W3124571969 hasConcept C2780202544 @default.
- W3124571969 hasConcept C29122968 @default.
- W3124571969 hasConcept C556758197 @default.
- W3124571969 hasConcept C62172701 @default.
- W3124571969 hasConcept C65146658 @default.
- W3124571969 hasConcept C68799949 @default.
- W3124571969 hasConcept C73283319 @default.
- W3124571969 hasConcept C92579790 @default.
- W3124571969 hasConcept C94866938 @default.
- W3124571969 hasConcept C95457728 @default.
- W3124571969 hasConceptScore W3124571969C10138342 @default.
- W3124571969 hasConceptScore W3124571969C119599318 @default.
- W3124571969 hasConceptScore W3124571969C126159913 @default.
- W3124571969 hasConceptScore W3124571969C126285488 @default.
- W3124571969 hasConceptScore W3124571969C14293393 @default.
- W3124571969 hasConceptScore W3124571969C144133560 @default.
- W3124571969 hasConceptScore W3124571969C162118730 @default.
- W3124571969 hasConceptScore W3124571969C162324750 @default.
- W3124571969 hasConceptScore W3124571969C166957645 @default.
- W3124571969 hasConceptScore W3124571969C175444787 @default.
- W3124571969 hasConceptScore W3124571969C180285013 @default.
- W3124571969 hasConceptScore W3124571969C183582576 @default.
- W3124571969 hasConceptScore W3124571969C2777817046 @default.
- W3124571969 hasConceptScore W3124571969C2779891390 @default.
- W3124571969 hasConceptScore W3124571969C2780202544 @default.
- W3124571969 hasConceptScore W3124571969C29122968 @default.
- W3124571969 hasConceptScore W3124571969C556758197 @default.
- W3124571969 hasConceptScore W3124571969C62172701 @default.
- W3124571969 hasConceptScore W3124571969C65146658 @default.
- W3124571969 hasConceptScore W3124571969C68799949 @default.
- W3124571969 hasConceptScore W3124571969C73283319 @default.
- W3124571969 hasConceptScore W3124571969C92579790 @default.
- W3124571969 hasConceptScore W3124571969C94866938 @default.
- W3124571969 hasConceptScore W3124571969C95457728 @default.
- W3124571969 hasLocation W31245719691 @default.
- W3124571969 hasOpenAccess W3124571969 @default.
- W3124571969 hasPrimaryLocation W31245719691 @default.
- W3124571969 hasRelatedWork W1526103722 @default.
- W3124571969 hasRelatedWork W186832024 @default.
- W3124571969 hasRelatedWork W1972019423 @default.
- W3124571969 hasRelatedWork W2043876997 @default.
- W3124571969 hasRelatedWork W2117690704 @default.
- W3124571969 hasRelatedWork W2242928744 @default.
- W3124571969 hasRelatedWork W2340701644 @default.
- W3124571969 hasRelatedWork W2378551181 @default.
- W3124571969 hasRelatedWork W2891441595 @default.
- W3124571969 hasRelatedWork W2954351671 @default.
- W3124571969 hasRelatedWork W3121128789 @default.
- W3124571969 hasRelatedWork W3121514886 @default.
- W3124571969 hasRelatedWork W3122621177 @default.
- W3124571969 hasRelatedWork W3123702155 @default.
- W3124571969 hasRelatedWork W3124271931 @default.
- W3124571969 hasRelatedWork W3124451372 @default.
- W3124571969 hasRelatedWork W3124596395 @default.
- W3124571969 hasRelatedWork W3126069645 @default.