Matches in SemOpenAlex for { <https://semopenalex.org/work/W3124588643> ?p ?o ?g. }
Showing items 1 to 79 of
79
with 100 items per page.
- W3124588643 abstract "A growing body of literature shows that nancial literacy a ects household savings and investment choices. Less attention has, however, been devoted to its e ect on debt behaviour. This paper contributes to lling this gap by considering how nancial literacy inuences household attitudes with respect to the most common of family debts, the house mortgage. Using Italy as a case study, it considers the e ect of nancial literacy on three mortgage-related decisions, namely, the choice of lender and the decision between adjustable and xed interest rates, as well as situations of mortgage misconduct. We nd that the more nancially literate individuals are, i) the more likely they are to shop around and compare mortgages for better economic conditions (in contrast to the less nancially literate, who tend to take on mortgages from the rst nancial intermediary they contact), ii) the more prepared they are to diversify risks by better connecting their risk exposure with different types of mortgage, and iii) the less likely they are to experience delays in repayments." @default.
- W3124588643 created "2021-02-01" @default.
- W3124588643 creator A5020454967 @default.
- W3124588643 creator A5070688756 @default.
- W3124588643 creator A5087378017 @default.
- W3124588643 date "2011-09-01" @default.
- W3124588643 modified "2023-09-27" @default.
- W3124588643 title "The effect of financial literacy on mortgage choices" @default.
- W3124588643 hasPublicationYear "2011" @default.
- W3124588643 type Work @default.
- W3124588643 sameAs 3124588643 @default.
- W3124588643 citedByCount "2" @default.
- W3124588643 countsByYear W31245886432012 @default.
- W3124588643 countsByYear W31245886432015 @default.
- W3124588643 crossrefType "posted-content" @default.
- W3124588643 hasAuthorship W3124588643A5020454967 @default.
- W3124588643 hasAuthorship W3124588643A5070688756 @default.
- W3124588643 hasAuthorship W3124588643A5087378017 @default.
- W3124588643 hasConcept C10138342 @default.
- W3124588643 hasConcept C120527767 @default.
- W3124588643 hasConcept C144133560 @default.
- W3124588643 hasConcept C162118730 @default.
- W3124588643 hasConcept C162324750 @default.
- W3124588643 hasConcept C17744445 @default.
- W3124588643 hasConcept C199539241 @default.
- W3124588643 hasConcept C22738907 @default.
- W3124588643 hasConcept C27548731 @default.
- W3124588643 hasConcept C2776562857 @default.
- W3124588643 hasConcept C2777941463 @default.
- W3124588643 hasConcept C43039823 @default.
- W3124588643 hasConcept C556758197 @default.
- W3124588643 hasConcept C68799949 @default.
- W3124588643 hasConcept C73283319 @default.
- W3124588643 hasConcept C94625758 @default.
- W3124588643 hasConcept C97330809 @default.
- W3124588643 hasConceptScore W3124588643C10138342 @default.
- W3124588643 hasConceptScore W3124588643C120527767 @default.
- W3124588643 hasConceptScore W3124588643C144133560 @default.
- W3124588643 hasConceptScore W3124588643C162118730 @default.
- W3124588643 hasConceptScore W3124588643C162324750 @default.
- W3124588643 hasConceptScore W3124588643C17744445 @default.
- W3124588643 hasConceptScore W3124588643C199539241 @default.
- W3124588643 hasConceptScore W3124588643C22738907 @default.
- W3124588643 hasConceptScore W3124588643C27548731 @default.
- W3124588643 hasConceptScore W3124588643C2776562857 @default.
- W3124588643 hasConceptScore W3124588643C2777941463 @default.
- W3124588643 hasConceptScore W3124588643C43039823 @default.
- W3124588643 hasConceptScore W3124588643C556758197 @default.
- W3124588643 hasConceptScore W3124588643C68799949 @default.
- W3124588643 hasConceptScore W3124588643C73283319 @default.
- W3124588643 hasConceptScore W3124588643C94625758 @default.
- W3124588643 hasConceptScore W3124588643C97330809 @default.
- W3124588643 hasLocation W31245886431 @default.
- W3124588643 hasOpenAccess W3124588643 @default.
- W3124588643 hasPrimaryLocation W31245886431 @default.
- W3124588643 hasRelatedWork W1509168425 @default.
- W3124588643 hasRelatedWork W2067096322 @default.
- W3124588643 hasRelatedWork W2098124271 @default.
- W3124588643 hasRelatedWork W2138752693 @default.
- W3124588643 hasRelatedWork W2197319580 @default.
- W3124588643 hasRelatedWork W2235511932 @default.
- W3124588643 hasRelatedWork W22376876 @default.
- W3124588643 hasRelatedWork W2407259443 @default.
- W3124588643 hasRelatedWork W251500395 @default.
- W3124588643 hasRelatedWork W2586395150 @default.
- W3124588643 hasRelatedWork W2736603824 @default.
- W3124588643 hasRelatedWork W2970340992 @default.
- W3124588643 hasRelatedWork W2993908972 @default.
- W3124588643 hasRelatedWork W3053686677 @default.
- W3124588643 hasRelatedWork W3121836226 @default.
- W3124588643 hasRelatedWork W3122840640 @default.
- W3124588643 hasRelatedWork W3123487703 @default.
- W3124588643 hasRelatedWork W3124061244 @default.
- W3124588643 hasRelatedWork W38745272 @default.
- W3124588643 hasRelatedWork W123238826 @default.
- W3124588643 isParatext "false" @default.
- W3124588643 isRetracted "false" @default.
- W3124588643 magId "3124588643" @default.
- W3124588643 workType "article" @default.