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- W3124752114 abstract "This paper explores the variables determining why, despite being aware a financial product exists, individuals decide not to include them in their portfolio of products and services. The results for Colombia from the Financial Capabilities Survey in Andean Countries conducted by CAF-Development Bank of Latin America were employed to estimate the dependence between the level of awareness and ownership of financial products, and variables related to respondents’ sociodemographic characteristics, such as households’ financial skills. It also attempts to measure the level or strength of association between said variables. We use a two-factor contingency table methodology, complemented by loglinear regression models, following that proposed by Agresti (2007). The results show that not having a financial product, despite knowing it exists, is related to low levels of education, income, and not budgeting, among other factors." @default.
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- W3124752114 date "2018-01-01" @default.
- W3124752114 modified "2023-09-27" @default.
- W3124752114 title "Factors Affecting Ownership of Financial Products in Colombia" @default.
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