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- W3124791619 abstract "TABLE OF CONTENTS INTRODUCTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 634 I. PAYMENTS POLICY IN GENERAL . . . . . . . . . . . . . . . . . . . . . . . . . . . 636 II. THE EXISTING FRAMEWORK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 642 A. REVERSIBILITY IN EXISTING PAYMENT SYSTEMS . . . . . . . . . . . . . 642 1. Reversibility with Checks . . . . . . . . . . . . . . . . . . . . . . . . 643 2. Reversibility with Credit Cards . . . . . . . . . . . . . . . . . . . . 647 3. Reversibility with Debit Cards . . . . . . . . . . . . . . . . . . . . . 649 B. THE EXISTING POLICY JUSTIFICATION: LIMITING IMPRUDENT BORROWING . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 650 III. A BETTER FRAMEWORK: REDRESSING AN IMBALANCE OF LEVERAGE . . 652 A. THE ILLUSORY CREDIT/DEBIT DISTINCTION . . . . . . . . . . . . . . . . . 653 B. THE LIMITED USE OF CREDIT WITH CREDIT CARDS . . . . . . . . . . . . 656 C. LEVERAGE AND DISPUTE RESOLUTION . . . . . . . . . . . . . . . . . . . . 658 1. What Policies Does TILA Serve? . . . . . . . . . . . . . . . . . . 659 2. Is TILA Beneficial? . . . . . . . . . . . . . . . . . . . . . . . . . . . . 660 IV. APPLICATIONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 665 A. FACE-TO-FACE TRANSACTIONS . . . . . . . . . . . . . . . . . . . . . . . . 665" @default.
- W3124791619 created "2021-02-01" @default.
- W3124791619 creator A5044050886 @default.
- W3124791619 date "2005-01-01" @default.
- W3124791619 modified "2023-09-25" @default.
- W3124791619 title "Making Sense of Payments Policy in the Information Age" @default.
- W3124791619 hasPublicationYear "2005" @default.
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