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- W3124792145 abstract "We study the effects of required minimum distribution (RMD) rules on the asset decumulation behavior of retirees with traditional individual retirement arrangements (IRAs). Using a nationally representative panel of 1.8 million IRA holders from 2000 to 2013, we estimate that around 50 percent of individuals would prefer to withdraw less than their required minimum. However, we also estimate that up to 38 percent of these RMD-constrained individuals did not respond to a temporary suspension of RMD rules in 2009." @default.
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- W3124792145 date "2019-09-01" @default.
- W3124792145 modified "2023-09-24" @default.
- W3124792145 title "THE EFFECTS OF REQUIRED MINIMUM DISTRIBUTION RULES ON WITHDRAWALS FROM TRADITIONAL IRAs" @default.
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- W3124792145 doi "https://doi.org/10.17310/ntj.2019.3.02" @default.
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