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- W3124907090 abstract "Abstract The purpose of this paper is to analyze to what extent pay-as-you-go government-mandated pensions can provide adequate retirement income to future generations. This question is particularly relevant at times when the financial viability of public pensions is threatened by demographic aging and possibly declining productivity and when, more importantly, there is little consensus as to why those programs exist as they are, that is, mandatory, public, and unfunded. The gist of our argument is that an aging population, particularly if combined with declining productivity, would jeopardize the financial and political viability of public pensions if individuals' behavior doesn't adjust to this new reality and public authorities don't adopt the appropriate reforms as to mandatory retirement age, payroll taxes and benefits structure. Among key individual decisions, we focus on saving, labor participation, retirement, education, migration and fertility. We consider how sensitive each of these is to changes in the environment and to changes in policy parameters. Then we turn to a number of issues unsolved either because of analytical complexity or because they arise from new realities." @default.
- W3124907090 created "2021-02-01" @default.
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- W3124907090 date "1991-01-01" @default.
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- W3124907090 title "Public pensions: choices for the future" @default.
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