Matches in SemOpenAlex for { <https://semopenalex.org/work/W3125222227> ?p ?o ?g. }
Showing items 1 to 75 of
75
with 100 items per page.
- W3125222227 abstract "A major source of insurance coverage for non-elderly adults in the US is employer-based health insurance market. Every participant of this market gets a tax subsidy since premiums are excluded from taxable income. However, people have different incentives to participate in the employer-based pool - since premiums are independent of individual risk, high-risk individuals receive implicit cross-subsidies from low-risk individuals. In this paper we explore several ways to reform the tax subsidy by taking this implicit cross-subsidization into account. We construct a general equilibrium heterogeneous agents model and calibrate it using the Medical Expenditure Panel Survey Dataset. We find that even though the complete elimination of the tax subsidy leads to the unraveling of the employer-based pool, there is still room for substantial savings by targeting the tax subsidy. More specifically, the same level of risk-sharing in the employer-based market can be achieved at one third of the current costs if i) the tax subsidy is targeted only towards low-risk people who have weak incentives to participate in the pool, and ii) employer-based insurance premiums become age-adjusted. To improve welfare outcome of this reform the tax subsidy should also be extended to low-income individuals." @default.
- W3125222227 created "2021-02-01" @default.
- W3125222227 creator A5041683677 @default.
- W3125222227 creator A5053616597 @default.
- W3125222227 date "2013-05-08" @default.
- W3125222227 modified "2023-09-29" @default.
- W3125222227 title "Cross-subsidization in employer-based health insurance and the effects of tax subsidy reform" @default.
- W3125222227 hasPublicationYear "2013" @default.
- W3125222227 type Work @default.
- W3125222227 sameAs 3125222227 @default.
- W3125222227 citedByCount "0" @default.
- W3125222227 crossrefType "posted-content" @default.
- W3125222227 hasAuthorship W3125222227A5041683677 @default.
- W3125222227 hasAuthorship W3125222227A5053616597 @default.
- W3125222227 hasConcept C100001284 @default.
- W3125222227 hasConcept C100243477 @default.
- W3125222227 hasConcept C121955636 @default.
- W3125222227 hasConcept C144133560 @default.
- W3125222227 hasConcept C145236788 @default.
- W3125222227 hasConcept C157263771 @default.
- W3125222227 hasConcept C162324750 @default.
- W3125222227 hasConcept C165786947 @default.
- W3125222227 hasConcept C172008318 @default.
- W3125222227 hasConcept C175444787 @default.
- W3125222227 hasConcept C2777738643 @default.
- W3125222227 hasConcept C29122968 @default.
- W3125222227 hasConcept C34447519 @default.
- W3125222227 hasConcept C551662922 @default.
- W3125222227 hasConcept C74939039 @default.
- W3125222227 hasConcept C77269340 @default.
- W3125222227 hasConcept C84265765 @default.
- W3125222227 hasConceptScore W3125222227C100001284 @default.
- W3125222227 hasConceptScore W3125222227C100243477 @default.
- W3125222227 hasConceptScore W3125222227C121955636 @default.
- W3125222227 hasConceptScore W3125222227C144133560 @default.
- W3125222227 hasConceptScore W3125222227C145236788 @default.
- W3125222227 hasConceptScore W3125222227C157263771 @default.
- W3125222227 hasConceptScore W3125222227C162324750 @default.
- W3125222227 hasConceptScore W3125222227C165786947 @default.
- W3125222227 hasConceptScore W3125222227C172008318 @default.
- W3125222227 hasConceptScore W3125222227C175444787 @default.
- W3125222227 hasConceptScore W3125222227C2777738643 @default.
- W3125222227 hasConceptScore W3125222227C29122968 @default.
- W3125222227 hasConceptScore W3125222227C34447519 @default.
- W3125222227 hasConceptScore W3125222227C551662922 @default.
- W3125222227 hasConceptScore W3125222227C74939039 @default.
- W3125222227 hasConceptScore W3125222227C77269340 @default.
- W3125222227 hasConceptScore W3125222227C84265765 @default.
- W3125222227 hasLocation W31252222271 @default.
- W3125222227 hasOpenAccess W3125222227 @default.
- W3125222227 hasPrimaryLocation W31252222271 @default.
- W3125222227 hasRelatedWork W1542779647 @default.
- W3125222227 hasRelatedWork W160271402 @default.
- W3125222227 hasRelatedWork W1605491905 @default.
- W3125222227 hasRelatedWork W1677655647 @default.
- W3125222227 hasRelatedWork W1848434021 @default.
- W3125222227 hasRelatedWork W2003785965 @default.
- W3125222227 hasRelatedWork W2006297691 @default.
- W3125222227 hasRelatedWork W2049739764 @default.
- W3125222227 hasRelatedWork W2068992437 @default.
- W3125222227 hasRelatedWork W2104512676 @default.
- W3125222227 hasRelatedWork W2142214393 @default.
- W3125222227 hasRelatedWork W2339445904 @default.
- W3125222227 hasRelatedWork W2366687734 @default.
- W3125222227 hasRelatedWork W2991633171 @default.
- W3125222227 hasRelatedWork W3121662688 @default.
- W3125222227 hasRelatedWork W3121701916 @default.
- W3125222227 hasRelatedWork W3123890336 @default.
- W3125222227 hasRelatedWork W3125115649 @default.
- W3125222227 hasRelatedWork W3125579949 @default.
- W3125222227 hasRelatedWork W3194538790 @default.
- W3125222227 isParatext "false" @default.
- W3125222227 isRetracted "false" @default.
- W3125222227 magId "3125222227" @default.
- W3125222227 workType "article" @default.