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- W3125583346 abstract "This paper studies the influence of the evolution in intrastate and interstate deregulations on the total factor productivity growth of the US commercial banking sector for the 1971-1995 period. We consider intrastate branching, intrastate multibank holding company (MBHC), interstate multibank holding company, and interstate multibank holding company de novo branching deregulations. Results indicate that long-standing banking restrictions affected negatively banks' productivity growth and that relaxing restrictions on intrastate branching expansion has a positive long-run influence upon banks' productivity growth. The effect of interstate MBHC deregulations on banks' productivity growth is largely short-run and arises from regional reciprocity agreements. Interstate MBHC de novo branching deregulations have a negative long-run effect on banks' productivity growth." @default.
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- W3125583346 date "2003-11-30" @default.
- W3125583346 modified "2023-10-15" @default.
- W3125583346 title "Deregulation, Intensity of Competition, Industry Evolution and the Productivity Growth of US Commercial Banks" @default.
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