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• W3125765670 abstract "Using U.K. microeconomic data, we analyze the empirical determinants of participation in the life insurance market. We find that term insurance demand is positively correlated with measures of bequest motives like being married, having children, and/or subjective measures of strong bequest motives. We then show that a life-cycle model of life insurance demand, saving, and portfolio choice can rationalize quantitatively the data in the presence of a bequest motive. These findings provide evidence supporting the presence of a bequest motive." @default.
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• W3125765670 date "2012-03-12" @default.
• W3125765670 modified "2023-09-30" @default.
• W3125765670 title "Can the Life Insurance Market Provide Evidence for a Bequest Motive?" @default.
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• W3125765670 doi "https://doi.org/10.1111/j.1539-6975.2011.01455.x" @default.
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