Matches in SemOpenAlex for { <https://semopenalex.org/work/W3125874635> ?p ?o ?g. }
Showing items 1 to 62 of
62
with 100 items per page.
- W3125874635 abstract "In this paper we explore the effects of bank-borrower physical proximity on price and non-price aspects of small business lending in local credit markets. Along the price dimension, our analysis reveals that interest rates increase with bank-borrower distance and decrease with the distance between borrower and other competing banks. Along the quantity dimension, we observe that more distant borrowers are more likely to experience binding credit limits. We also show that the quantity effects of bank-borrower distance are concentrated among less transparent firms. Our findings are consistent with pricing based on marginal costs that reflect information-based factors, and are in contrast to the established paradigm, where banks adopt spatial discriminatory pricing rules when lending to small-sized enterprises." @default.
- W3125874635 created "2021-02-01" @default.
- W3125874635 creator A5021352776 @default.
- W3125874635 creator A5027918718 @default.
- W3125874635 creator A5067491638 @default.
- W3125874635 date "2013-01-01" @default.
- W3125874635 modified "2023-09-24" @default.
- W3125874635 title "Do Banks Price Discriminate Spatially? Evidence from Small Business Lending in Local Credit Markets" @default.
- W3125874635 doi "https://doi.org/10.2139/ssrn.2213030" @default.
- W3125874635 hasPublicationYear "2013" @default.
- W3125874635 type Work @default.
- W3125874635 sameAs 3125874635 @default.
- W3125874635 citedByCount "2" @default.
- W3125874635 countsByYear W31258746352014 @default.
- W3125874635 countsByYear W31258746352016 @default.
- W3125874635 crossrefType "journal-article" @default.
- W3125874635 hasAuthorship W3125874635A5021352776 @default.
- W3125874635 hasAuthorship W3125874635A5027918718 @default.
- W3125874635 hasAuthorship W3125874635A5067491638 @default.
- W3125874635 hasBestOaLocation W31258746352 @default.
- W3125874635 hasConcept C144133560 @default.
- W3125874635 hasConcept C162324750 @default.
- W3125874635 hasConcept C175025494 @default.
- W3125874635 hasConcept C202444582 @default.
- W3125874635 hasConcept C33676613 @default.
- W3125874635 hasConcept C33923547 @default.
- W3125874635 hasConcept C556758197 @default.
- W3125874635 hasConceptScore W3125874635C144133560 @default.
- W3125874635 hasConceptScore W3125874635C162324750 @default.
- W3125874635 hasConceptScore W3125874635C175025494 @default.
- W3125874635 hasConceptScore W3125874635C202444582 @default.
- W3125874635 hasConceptScore W3125874635C33676613 @default.
- W3125874635 hasConceptScore W3125874635C33923547 @default.
- W3125874635 hasConceptScore W3125874635C556758197 @default.
- W3125874635 hasLocation W31258746351 @default.
- W3125874635 hasLocation W31258746352 @default.
- W3125874635 hasOpenAccess W3125874635 @default.
- W3125874635 hasPrimaryLocation W31258746351 @default.
- W3125874635 hasRelatedWork W1488322900 @default.
- W3125874635 hasRelatedWork W1527313555 @default.
- W3125874635 hasRelatedWork W1777746089 @default.
- W3125874635 hasRelatedWork W1804146407 @default.
- W3125874635 hasRelatedWork W1991895732 @default.
- W3125874635 hasRelatedWork W2043431305 @default.
- W3125874635 hasRelatedWork W2111106835 @default.
- W3125874635 hasRelatedWork W255419358 @default.
- W3125874635 hasRelatedWork W2604834700 @default.
- W3125874635 hasRelatedWork W2762135050 @default.
- W3125874635 hasRelatedWork W2891248463 @default.
- W3125874635 hasRelatedWork W3086180409 @default.
- W3125874635 hasRelatedWork W3121660145 @default.
- W3125874635 hasRelatedWork W3124906891 @default.
- W3125874635 hasRelatedWork W3125089300 @default.
- W3125874635 hasRelatedWork W3125170081 @default.
- W3125874635 hasRelatedWork W3125577474 @default.
- W3125874635 hasRelatedWork W3125856143 @default.
- W3125874635 hasRelatedWork W3151910320 @default.
- W3125874635 hasRelatedWork W827315241 @default.
- W3125874635 isParatext "false" @default.
- W3125874635 isRetracted "false" @default.
- W3125874635 magId "3125874635" @default.
- W3125874635 workType "article" @default.