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- W3126101143 abstract "This paper provides a critique of standard theories of money, in particular those based on money as a medium of exchange. Money is important because of the relationship between money and credit. The process of judging credit worthiness, in which banks play a central role, involves the collection and processing of information. Like many other economic activities involving information, these processes are not well described by means of standard production functions. Changes in economic circumstances can have marked effects on the relevance of previously accumulated information and accordingly on the supply of credit. Changes in the availability of credit may have marked effects on the level of economic activity, while changes in real interest rates seem to play a relatively minor role in economic fluctuations. This alternative view has a number of implications for policy, both at the macro-economic level (for instance, on the role of monetary policy for stabilization purposes and the choice of targets) and at the micro-economic level." @default.
- W3126101143 created "2021-02-01" @default.
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- W3126101143 date "1989-01-01" @default.
- W3126101143 modified "2023-09-27" @default.
- W3126101143 title "Money, Credit, and Business Fluctuations" @default.
- W3126101143 hasPublicationYear "1989" @default.
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