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- W3126453603 abstract "This study seeks to establish empirical effect of access to credit and demographic factors on income and saving in urban and rural households of Tanzania. The analysis is based on Household Budget Survey. Blinder-Oaxaca decomposition technique is employed to estimate deviations of mean incomes and saving between the rural and urban households. Income in both rural and urban households is determined by education and saving, but earning is less for females than males. The study reveals that saving is positively associated with income, level of education, age and hedging against dependence. Access to credit is an important determinant of saving in rural households." @default.
- W3126453603 created "2021-02-15" @default.
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- W3126453603 date "2021-01-01" @default.
- W3126453603 modified "2023-09-25" @default.
- W3126453603 title "Credit and demographic factors: implications for income and saving in Tanzania" @default.
- W3126453603 doi "https://doi.org/10.1504/ajesd.2021.10035571" @default.
- W3126453603 hasPublicationYear "2021" @default.
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