Matches in SemOpenAlex for { <https://semopenalex.org/work/W3132993405> ?p ?o ?g. }
- W3132993405 endingPage "69" @default.
- W3132993405 startingPage "37" @default.
- W3132993405 abstract "Abstract The literature devoted limited attention to exploring the relationship between financial development and life insurance demand. Financial development supports life insurance supply by providing confidence in the financial system, more efficient payment systems, and higher availability of financial instruments. However, financial development reduces households' needs to save by relaxing borrowing constraints, indirectly affecting life insurance demand. We contribute by providing a demand‐driven explanation of the negative consequences of financial development on life insurance development. We find that more credit‐constrained countries have higher life insurance penetration on average. Indirectly, the role of borrowing constraints signifies the importance of life insurance policies as a financing tool in case of the realization of various background risks. This study integrates the knowledge from life insurance theory, life insurance lapse, policy loans demand, and saving under liquidity constraints literature and produces implications for researchers, policymakers, and life insurers." @default.
- W3132993405 created "2021-03-01" @default.
- W3132993405 creator A5053168136 @default.
- W3132993405 creator A5065470545 @default.
- W3132993405 creator A5086414917 @default.
- W3132993405 creator A5091787185 @default.
- W3132993405 date "2021-02-22" @default.
- W3132993405 modified "2023-09-24" @default.
- W3132993405 title "Life insurance demand and borrowing constraints" @default.
- W3132993405 cites W1522008029 @default.
- W3132993405 cites W1560103486 @default.
- W3132993405 cites W1571142392 @default.
- W3132993405 cites W1603634392 @default.
- W3132993405 cites W1756929340 @default.
- W3132993405 cites W1819553985 @default.
- W3132993405 cites W1922151462 @default.
- W3132993405 cites W1964945800 @default.
- W3132993405 cites W1966041856 @default.
- W3132993405 cites W1969519191 @default.
- W3132993405 cites W1972865244 @default.
- W3132993405 cites W1976684645 @default.
- W3132993405 cites W1984840165 @default.
- W3132993405 cites W1994119903 @default.
- W3132993405 cites W1998686299 @default.
- W3132993405 cites W2004088489 @default.
- W3132993405 cites W2011676111 @default.
- W3132993405 cites W2013762096 @default.
- W3132993405 cites W2015808628 @default.
- W3132993405 cites W2018452183 @default.
- W3132993405 cites W2020452381 @default.
- W3132993405 cites W2025019820 @default.
- W3132993405 cites W2025610165 @default.
- W3132993405 cites W2027120132 @default.
- W3132993405 cites W2027729899 @default.
- W3132993405 cites W2030691535 @default.
- W3132993405 cites W2035554302 @default.
- W3132993405 cites W2042915520 @default.
- W3132993405 cites W2048411773 @default.
- W3132993405 cites W2049144934 @default.
- W3132993405 cites W2050882390 @default.
- W3132993405 cites W2051795921 @default.
- W3132993405 cites W2052388782 @default.
- W3132993405 cites W2061146227 @default.
- W3132993405 cites W2070588721 @default.
- W3132993405 cites W2078707560 @default.
- W3132993405 cites W2080124172 @default.
- W3132993405 cites W2081903688 @default.
- W3132993405 cites W2085214407 @default.
- W3132993405 cites W2101703995 @default.
- W3132993405 cites W2112352537 @default.
- W3132993405 cites W2117191428 @default.
- W3132993405 cites W2122156630 @default.
- W3132993405 cites W2125804476 @default.
- W3132993405 cites W2140514312 @default.
- W3132993405 cites W2294730550 @default.
- W3132993405 cites W2315521187 @default.
- W3132993405 cites W2317816411 @default.
- W3132993405 cites W2988039629 @default.
- W3132993405 cites W3121403162 @default.
- W3132993405 cites W3121759882 @default.
- W3132993405 cites W3122313777 @default.
- W3132993405 cites W3122317198 @default.
- W3132993405 cites W3123200913 @default.
- W3132993405 cites W3124669357 @default.
- W3132993405 cites W3124803532 @default.
- W3132993405 cites W3125230023 @default.
- W3132993405 cites W3185177859 @default.
- W3132993405 cites W4292250091 @default.
- W3132993405 doi "https://doi.org/10.1111/rmir.12166" @default.
- W3132993405 hasPublicationYear "2021" @default.
- W3132993405 type Work @default.
- W3132993405 sameAs 3132993405 @default.
- W3132993405 citedByCount "2" @default.
- W3132993405 countsByYear W31329934052023 @default.
- W3132993405 crossrefType "journal-article" @default.
- W3132993405 hasAuthorship W3132993405A5053168136 @default.
- W3132993405 hasAuthorship W3132993405A5065470545 @default.
- W3132993405 hasAuthorship W3132993405A5086414917 @default.
- W3132993405 hasAuthorship W3132993405A5091787185 @default.
- W3132993405 hasConcept C10138342 @default.
- W3132993405 hasConcept C101615574 @default.
- W3132993405 hasConcept C14293393 @default.
- W3132993405 hasConcept C144133560 @default.
- W3132993405 hasConcept C145097563 @default.
- W3132993405 hasConcept C162118730 @default.
- W3132993405 hasConcept C162324750 @default.
- W3132993405 hasConcept C172195485 @default.
- W3132993405 hasConcept C183582576 @default.
- W3132993405 hasConcept C22738907 @default.
- W3132993405 hasConcept C29513703 @default.
- W3132993405 hasConcept C3020299011 @default.
- W3132993405 hasConcept C68799949 @default.
- W3132993405 hasConceptScore W3132993405C10138342 @default.
- W3132993405 hasConceptScore W3132993405C101615574 @default.
- W3132993405 hasConceptScore W3132993405C14293393 @default.
- W3132993405 hasConceptScore W3132993405C144133560 @default.
- W3132993405 hasConceptScore W3132993405C145097563 @default.
- W3132993405 hasConceptScore W3132993405C162118730 @default.