Matches in SemOpenAlex for { <https://semopenalex.org/work/W3133273051> ?p ?o ?g. }
Showing items 1 to 100 of
100
with 100 items per page.
- W3133273051 abstract "Online peer-to-peer lending (i.e., P2P lending) has grown rapidly in recent years and is a new source of fixed income for investors. However, we have a rather limited understanding of factors affecting lenders’ decision making in this context, which is characterized as high risk and prosocial in nature. In our research, drawing upon incentive theory of motivation and construal level theory (CLT), we theorize how interest rate and psychological distance caused by the borrower’s demographic attributes (i.e., geographic location and educational level) relative to those of the lender jointly affect the bidding value submitted by the lender. Using a rich data set from a popular online P2P lending platform in China, we apply multiple identification strategies and estimation methods to conduct the analysis. We find that interest rate is the driving factor for the lender’s bidding value on a loan listing and that such positive effects are strengthened by the geographic and educational distance between the lender and the borrower. In addition, geographic distance decreases the lender’s bidding value on a loan listing (i.e., home bias effect), whereas educational distance increases the bidding value (i.e., educational distance effect). Theoretical contributions and practical implications are discussed." @default.
- W3133273051 created "2021-03-01" @default.
- W3133273051 creator A5005931678 @default.
- W3133273051 creator A5036785818 @default.
- W3133273051 creator A5037984091 @default.
- W3133273051 creator A5084391172 @default.
- W3133273051 creator A5089881894 @default.
- W3133273051 date "2020-01-01" @default.
- W3133273051 modified "2023-09-25" @default.
- W3133273051 title "Understanding Lenders' Investment Behavior in Online Peer-to-Peer Lending: A Construal Level Theory Perspective" @default.
- W3133273051 cites W1502475632 @default.
- W3133273051 cites W1526162150 @default.
- W3133273051 cites W1546523058 @default.
- W3133273051 cites W1821624010 @default.
- W3133273051 cites W1836875240 @default.
- W3133273051 cites W1968036479 @default.
- W3133273051 cites W1980573833 @default.
- W3133273051 cites W2001884806 @default.
- W3133273051 cites W2007404405 @default.
- W3133273051 cites W2020969191 @default.
- W3133273051 cites W2042276900 @default.
- W3133273051 cites W2071060160 @default.
- W3133273051 cites W2077937580 @default.
- W3133273051 cites W2091277221 @default.
- W3133273051 cites W2098644353 @default.
- W3133273051 cites W2098684685 @default.
- W3133273051 cites W2123619764 @default.
- W3133273051 cites W2132052405 @default.
- W3133273051 cites W2136555550 @default.
- W3133273051 cites W2146702897 @default.
- W3133273051 cites W2149503679 @default.
- W3133273051 cites W2152784388 @default.
- W3133273051 cites W2154478757 @default.
- W3133273051 cites W2167161877 @default.
- W3133273051 cites W2483015397 @default.
- W3133273051 cites W2747436277 @default.
- W3133273051 cites W2794821520 @default.
- W3133273051 cites W3044202966 @default.
- W3133273051 cites W3121141377 @default.
- W3133273051 cites W3122016244 @default.
- W3133273051 cites W3126098980 @default.
- W3133273051 doi "https://doi.org/10.2139/ssrn.3546445" @default.
- W3133273051 hasPublicationYear "2020" @default.
- W3133273051 type Work @default.
- W3133273051 sameAs 3133273051 @default.
- W3133273051 citedByCount "1" @default.
- W3133273051 countsByYear W31332730512021 @default.
- W3133273051 crossrefType "journal-article" @default.
- W3133273051 hasAuthorship W3133273051A5005931678 @default.
- W3133273051 hasAuthorship W3133273051A5036785818 @default.
- W3133273051 hasAuthorship W3133273051A5037984091 @default.
- W3133273051 hasAuthorship W3133273051A5084391172 @default.
- W3133273051 hasAuthorship W3133273051A5089881894 @default.
- W3133273051 hasConcept C120314980 @default.
- W3133273051 hasConcept C12713177 @default.
- W3133273051 hasConcept C138368954 @default.
- W3133273051 hasConcept C144133560 @default.
- W3133273051 hasConcept C154945302 @default.
- W3133273051 hasConcept C15744967 @default.
- W3133273051 hasConcept C17744445 @default.
- W3133273051 hasConcept C199539241 @default.
- W3133273051 hasConcept C26326936 @default.
- W3133273051 hasConcept C27548731 @default.
- W3133273051 hasConcept C2988313152 @default.
- W3133273051 hasConcept C41008148 @default.
- W3133273051 hasConcept C534932454 @default.
- W3133273051 hasConcept C77805123 @default.
- W3133273051 hasConcept C94625758 @default.
- W3133273051 hasConceptScore W3133273051C120314980 @default.
- W3133273051 hasConceptScore W3133273051C12713177 @default.
- W3133273051 hasConceptScore W3133273051C138368954 @default.
- W3133273051 hasConceptScore W3133273051C144133560 @default.
- W3133273051 hasConceptScore W3133273051C154945302 @default.
- W3133273051 hasConceptScore W3133273051C15744967 @default.
- W3133273051 hasConceptScore W3133273051C17744445 @default.
- W3133273051 hasConceptScore W3133273051C199539241 @default.
- W3133273051 hasConceptScore W3133273051C26326936 @default.
- W3133273051 hasConceptScore W3133273051C27548731 @default.
- W3133273051 hasConceptScore W3133273051C2988313152 @default.
- W3133273051 hasConceptScore W3133273051C41008148 @default.
- W3133273051 hasConceptScore W3133273051C534932454 @default.
- W3133273051 hasConceptScore W3133273051C77805123 @default.
- W3133273051 hasConceptScore W3133273051C94625758 @default.
- W3133273051 hasLocation W31332730511 @default.
- W3133273051 hasOpenAccess W3133273051 @default.
- W3133273051 hasPrimaryLocation W31332730511 @default.
- W3133273051 hasRelatedWork W2106512290 @default.
- W3133273051 hasRelatedWork W2826117955 @default.
- W3133273051 hasRelatedWork W2919928562 @default.
- W3133273051 hasRelatedWork W2969974882 @default.
- W3133273051 hasRelatedWork W3029282953 @default.
- W3133273051 hasRelatedWork W3118157223 @default.
- W3133273051 hasRelatedWork W3173515173 @default.
- W3133273051 hasRelatedWork W4226134629 @default.
- W3133273051 hasRelatedWork W4285701460 @default.
- W3133273051 hasRelatedWork W4299129585 @default.
- W3133273051 isParatext "false" @default.
- W3133273051 isRetracted "false" @default.
- W3133273051 magId "3133273051" @default.
- W3133273051 workType "article" @default.