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• W3134763449 endingPage "100995" @default.
• W3134763449 startingPage "100995" @default.
• W3134763449 abstract "Because employer-sponsored health insurance (ESI) is experience rated, employers have an incentive to try to offset its cost by paying lower wages to employees who have greater medical expenditures. The existing evidence on this topic, however, illustrates only that ESI is associated with lower wages for groups of workers who are costlier to cover. In contrast, I use the variation provided by the Affordable Care Act's employer mandate to examine if differences in medical expenditures are passed on to workers at the individual level. My estimates rely on Medical Expenditure Panel Survey data in a dose response difference-in-difference framework that examines how wages change for workers with varying medical expenditures when they must soon be offered ESI. I find that each $1 difference in medical expenditures is associated with a $0.35 to $0.51 wage offset after the employer mandate's announcement wherever ESI must soon be offered to workers. Placebo analyses, focusing on workers whose employers are not affected by the mandate, provide support for a causal interpretation. I also show that my findings are not sensitive to sample selection or data reliability issues and that they cannot be explained by the effects of the Great Recession, demographic characteristics that correlate with medical expenditures, or location- or industry-specific idiosyncratic shocks." @default.
• W3134763449 created "2021-03-15" @default.
• W3134763449 creator A5044870109 @default.
• W3134763449 date "2021-05-01" @default.
• W3134763449 modified "2023-10-13" @default.
• W3134763449 title "Are the costs of employer-sponsored health insurance passed on to workers at the individual level?" @default.
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• W3134763449 doi "https://doi.org/10.1016/j.ehb.2021.100995" @default.
• W3134763449 hasPubMedId "https://pubmed.ncbi.nlm.nih.gov/33706224" @default.
• W3134763449 hasPublicationYear "2021" @default.
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