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• W3135533597 abstract "This article explores sociotechnical imaginaries of digital payments. Drawing on a decade of reports from industry consultants, the analysis of stories on digital payments identifies three sociotechnical imaginaries that shape the banking and payment industry: data monetization, the growth of digital payments, and the payment experience. The article argues that these imaginaries have contributed to the banking industry’s move toward becoming payment platforms, which restructure financial services based on a “re-personalization of money.” In effect, digital payments play a central part in the current economic transformation, led and promoted by global tech giants, that builds on the tracking, production, categorization, and classification of digital data. The article zooms in on recent and current expectations and imaginaries in the banking industry that, in the short run, shape economic decisions, while, in the long run, are set out to change how people interact, and how they are tracked, scored, and categorized." @default.
• W3135533597 created "2021-03-15" @default.
• W3135533597 creator A5001769468 @default.
• W3135533597 date "2021-02-01" @default.
• W3135533597 modified "2023-09-30" @default.
• W3135533597 title "Unlocking the payment experience: Future imaginaries in the case of digital payments" @default.
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• W3135533597 doi "https://doi.org/10.1177/1461444820929317" @default.
• W3135533597 hasPublicationYear "2021" @default.
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