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• W3147348757 abstract "We empirically examine the effect of local religious beliefs on the risk-taking behaviour of U.S. life insurers headquartered in that region. We distinguish between insurers that predominantly write annuities and insurers that predominantly write life insurance policies; the annuity business is relatively riskier than writing life insurance. Insurers headquartered in high-Catholic or low-Protestant areas are more likely to be annuity writers. Annuity writers located in high-Catholic or low-Protestant areas invest more in risky assets and exhibit higher investment return volatilities, as well as a higher volatility of their return on assets. Overall, our results suggest that local culture has significant influences on life insurers’ behaviour." @default.
• W3147348757 created "2021-04-13" @default.
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• W3147348757 date "2021-04-06" @default.
• W3147348757 modified "2023-10-16" @default.
• W3147348757 title "Local religious beliefs and insurance companies’ risk-taking behaviour" @default.
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• W3147348757 doi "https://doi.org/10.1057/s41288-021-00211-z" @default.
• W3147348757 hasPubMedCentralId "https://www.ncbi.nlm.nih.gov/pmc/articles/8022316" @default.
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